This article explains the procedures, fees, and rules with images about how to withdraw money from Exness, bank transfer, virtual currency, credit card, etc. How can I withdraw the profits I make after trading? There are also Exness withdrawal rules, so if you do not understand them, you may have to reapply for withdrawal, so please be careful.
- Exness Basic Information
- About Exness
- Exness’s Security and Customer Management
- Overview of Exness Withdrawal Methods
- Exness Withdrawal Rules
- Bank Wire Transfer Procedures and Fees
- Credit Card/Debit Card Transfer Procedures and Fees
- Online Wallet Transfer Procedures and Fees
- Cryptocurrency Transfer Procedures and Fees
- Withdrawal Considerations
- What is the recommended withdrawal method? Comparison
- Frequently Asked Questions
Exness Basic Information
| Company Name | Exness Group (based in Cyprus and other countries) |
| Year of establishment | 2008 |
| Eligible products | CFDs (contracts for difference) for FX (foreign exchange), precious metals, energy, stock indexes, stocks, cryptocurrencies, etc. |
| Supported tools | MetaTrader 4 / MetaTrader 5 (MT4/MT5), Web Terminal, Exness App, etc. |
| Regulations and Licenses | FCA (Financial Conduct Authority) CySEC (Cyprus Securities and Exchange Commission) FSA (Seychelles Financial Services Authority) FSCA (South Africa) / CBCS (Curaçao) |
| Fund management/protection | Customer funds are managed separately from the operating company’s funds |
| Leverage | 2000 times |
| Account Type | Standard Standard Cent Pro Raw Spread Zero |
| Spread | 0.2〜0.4 pips |
| Deposits and Withdrawals | Credit cards, domestic/international remittances, various electronic wallets, cryptocurrencies |
About Exness
Below is a clear summary of Exness’s key features, benefits, and points to note (for those interested in FX and CFD trading) 👇
An overwhelming trading environment
Supports a wide range of financial products, including foreign exchange (FX), stocks, indices, commodities, and cryptocurrency CFDs.
A wide variety of major currency pairs, with over 120 available.
Low spreads and fees
Professional accounts (Zero/Raw Spread) offer spreads starting from 0.0 pips.
Even beginner-friendly standard accounts are relatively low-cost.
Zero-commission accounts and a clear and easy-to-understand fee structure.
Flexible leverage
Unlimited leverage (1:∞) is sometimes offered if certain conditions are met. However, this comes with significant risk.
Maximum leverage may be set in some regulatory jurisdictions.
High execution and liquidity
Fast order execution and deep liquidity (enables stable trading of large orders).
Extensive Trading Platforms
Compatible with MetaTrader 4/MetaTrader 5 (MT4/MT5).
Mobile apps and web browser versions are also available, allowing you to operate on the go.
Proprietary Exness tools and charting features may also be available.
Social Trading
Features include the ability to copy the trades of successful traders.
Diverse Deposit and Withdrawal Methods + Fast Processing
Multiple payment methods are supported, including bank transfers, credit cards, and e-wallets.
Withdrawals are often processed instantly or within a short time.
Support
24-hour multilingual support available.
Exness’s Security and Customer Management
We’ll explain Exness’s security and client fund and account management system from the perspective of reliability. The key points are regulatory structure, fund management, and security measures. 👇
✅ 1. Regulatory and Licensing Structure (Basis of Trust)
Exness is licensed by financial regulators in multiple countries and regions and operates in accordance with their respective rules.
Representative regulatory examples
UK: FCA (Financial Conduct Authority)
Cyprus: CySEC (Cyprus Securities and Exchange Commission)
South Africa: FSCA (Financial Sector Conduct Authority)
Seychelles: FSA
British Virgin Islands: FSC
Central Bank of Curacao (CBCS), etc.
✨ Implications
Regions with high regulatory standards, known as Tier 1 (e.g., FCA), have high standards of transparency and customer protection, and require sound operations.
*However, in some regions, including Japan, direct registration with the Financial Services Agency (FSA) does not qualify for Japan-specific protection systems (such as the Investor Protection Fund).
💰 2. Client Fund Management Method (Segregation and Protection Measures)
🔹 Segregated Accounts
At Exness, client funds are managed completely separate from the company’s operating funds, ensuring that client funds will not be misappropriated even in the unlikely event of the company’s financial difficulties.
💡 This is a basic rule in the financial industry and is a protection measure required by many major regulations.
🛡️ 3. Account and System Protection
Exness has implemented several security measures to ensure account safety and transaction protection.
Key Security Measures
SSL Encryption (Encryption of all site and transaction data)
Two-Factor Authentication (2FA) and Code Verification
- SMS/Email Code Required for Login and Withdrawals
Supported PIN (Identification Code)
Network Defense (DDoS and Web Firewall)
PCI DSS Compliance (Card Data Protection Standard)
Transaction-Related Protection
Negative Balance Protection
→ A system that prevents losses greater than the account balance
🧾 4. Additional Protection Scheme (Third-Party Response)
Exness is also a member of the Financial Commission, an independent dispute resolution body, which offers arbitration awards and a compensation system through a “Compensation Fund.” Subject to certain conditions, compensation of up to €20,000 (approximately several million yen) may be available.
Overview of Exness Withdrawal Methods
Here’s a clear summary of Exness withdrawal methods 👇
Main Withdrawal Methods
✅ Domestic Bank Transfer
→ Direct transfer from your trading account to a Japanese bank account. Accepts JPY.
✅ Online Wallet
bitwallet
STICPAY
→ Funds arrive instantly or within a few hours. Profit withdrawals are also accepted.
✅ Cryptocurrency (Crypto Assets)
→ Withdrawals are accepted in BTC, USDT, USDC, TRX, and more. The withdrawal time varies depending on network conditions.
✅ Credit/Debit Card
→ Withdrawals are refunded to the card used for deposit. Profits cannot be withdrawn, only up to the cumulative deposit amount.
⏱️ Estimated time required for funds to arrive
Varies significantly depending on the method.
Withdrawal Method: Domestic bank transfer: several hours to 3 business days; bitwallet: instant to 1 day; STICPAY: instant to 1 day; cryptocurrency: several minutes to up to 72 hours; Credit/Debit Card: 1 to 14 business days (maximum 30 days).
*Card withdrawal times may vary significantly depending on the card company’s processing speed.
Exness Withdrawal Rules
We’ve put together an easy-to-understand summary of Exness’ withdrawal rules (basic rules, priority, and profit handling) 👇
🔑 1. Basic Withdrawal Rules
✅ Withdrawals are only accepted via methods in your own name.
Withdrawal requests are limited to the same payment method and account name as the account registered (withdrawals will not be accepted unless the names match).
✅ Withdrawals are limited to “free margin.”
Withdrawals are limited to the account’s free margin.
📌 2. Withdrawal Priority (Important)
Exness has withdrawal priority rules, which are part of regulatory compliance, including anti-money laundering.
💡 Basic Priority Rules
Withdrawals to Credit/Debit Cards (Refunds)
→ These are processed as refunds of deposits with priority.
Other Withdrawal Methods (Bank Transfer, Online Wallet, Cryptocurrency, etc.)
→ Profits can be processed after the refund is received on your card.
👉 First, the amount up to the deposit amount is refunded to your card, and then any profits or remaining balance can be withdrawn via another method.
This is important because failure to follow the priority rules may result in your withdrawal being rejected.
🔄 3. Linking Deposit and Withdrawal Methods
📍 Withdrawals in the Same Method and Proportion as the Deposit
Withdrawals must be made using the same method as the deposit. If you use multiple deposit methods, withdrawals will be made according to the proportions of each method.
💡 Example
Deposit ¥80,000 via bank transfer and ¥20,000 via online wallet → Total ¥100,000
If you earn ¥50,000 in profits:
Bank Transfer: 70% of the available amount can be withdrawn.
Online Wallet: 30% of the available amount can be withdrawn.
→ Profits will be withdrawn at the respective proportions.
👉 This ratio rule determines how much can be withdrawn to each method.
🪙 4. Credit/Debit Card Specific Rules
📌 Withdrawals to credit/debit cards are treated as “refunds.”
Only the amount originally deposited with the card can be refunded (profits cannot be withdrawn).
The refund deadline is approximately 90 days from the date of deposit (depending on the card company’s processing rules). After that, you will need to withdraw using another method.
📊 5. Withdrawal of Profits
✔ Withdrawals of profits are made according to the ratio assigned to each deposit method
according to the priority order listed above.
👉 Profits cannot be withdrawn alone; they are always processed in proportion to the deposit method.
🧠 6. Withdrawal Rejections and Important Points to Note
✖ Withdrawals may be rejected if you use a different method than the one you used to deposit.
(For example, if you deposit via bank transfer but request a full withdrawal via an online wallet.)
✔ Withdrawal requests are accepted 24 hours a day, but may be blocked if your request violates rules.
Bank Wire Transfer Procedures and Fees
We’ve organized Exness’ bank wire withdrawal procedures and fees in a way that even beginners can understand. 👇
Complete KYC (Know Your Customer)
You must upload your ID and address verification documents before withdrawing.
You cannot withdraw via bank wire unless your identity verification is complete.
Log in to your Personal Area
Log in to the Exness official website or app.
Click “Withdrawal.”
Select Bank Wire Transfer
A list of available bank accounts will be displayed, so select the account you want to withdraw to.
Note: The account name must match exactly with the account name registered.
Enter the withdrawal amount
The withdrawal amount is limited to your account balance (free margin).
Profits will be calculated, if necessary, according to the priority rules for each deposit method.
Confirm your withdrawal request
Confirm the details and press the “Confirm” button to submit your withdrawal request.
The status will be “Processing” while the funds are being processed.
Funds arrive in your bank account
Funds typically arrive within a few hours to three business days, including bank processing.
If the currency used is different from the deposit, the amount received may vary depending on the exchange rate.
💰 Bank Transfer Fees
Exness Fees: Free
→ No additional fees for withdrawals.
Bank Fees: User-paid
Fees set by the sending and receiving banks may apply.
Domestic banks typically charge a few hundred yen.
Currency Conversion Fees
If the withdrawal currency is different from your account currency, a small fee may be charged when converting funds by your bank or payment system.
⏱️ Bank Transfer Time
Method: Domestic bank transfer: Approximately several hours to three business days. International transfer (for offshore accounts): Approximately 2 to 5 business days.
Since funds are not instantly transferred, online wallets or cryptocurrencies may be faster for urgent needs.
Credit Card/Debit Card Transfer Procedures and Fees
Here’s a summary of Exness’s credit card/debit card withdrawal procedures and fees. 👇
💳 Credit/Debit Card Withdrawal Overview
Processing: Refunds will be sent to the card used for deposit (profits cannot be withdrawn).
Supported Card Brands: Visa, Mastercard, JCB, etc. (Depending on card issuer availability)
Delivery Time: 1-14 business days (up to 30 days, depending on card issuer processing).
Fees: Free for Exness, but card issuer fees may apply.
Note: You can only withdraw up to the amount deposited by card. Profits must be withdrawn using another method (such as bank transfer or online wallet).
Complete KYC (Know Your Customer)
You must submit proof of identity and address to withdraw funds.
Withdrawals will not be possible without verification.
Log in to your Personal Area
Log in to the Exness official website or app and select “Withdrawal.”
Select a credit/debit card
A list of available cards will be displayed.
This must be the same card used for depositing.
Enter the withdrawal amount
You can only withdraw up to the amount deposited.
For example, if you deposit ¥50,000 by card and earn ¥20,000 in profit, you can only withdraw up to ¥50,000.
Withdraw the profits using another method (such as bank transfer or online wallet).
Confirm and submit your withdrawal request
Confirm the details and confirm your “Withdrawal Request.”
The status will change to “Processing.”
Processing by your card company
Processing times vary depending on the card company.
The request will be reflected within 1-14 business days, but may take up to 30 days.
💰 Fees
Exness: Free
Card company: Fees charged as needed (usually lower than bank transfers)
If currency conversion is required, there may be slight differences in the card company’s conversion rate.
⚠️ Important Notes
Profit withdrawals cannot be made by card → Withdraw using another method
The name on the card must match the deposit name
Withdrawal processing time depends on the card company → Immediate processing is almost impossible
Online Wallet Transfer Procedures and Fees
We’ve organized the Exness online wallet withdrawal procedure and fees. Compared to bank or card withdrawals, this method is more instantaneous and allows you to withdraw profits as well. 👇
👜 Online Wallet Withdrawal Overview
Examples of Supported Services:
bitwallet
STICPAY
Other e-wallets supported by Exness
Deposit Time: Instant to several hours (depending on wallet processing)
Fees: Free for Exness. A fee may be charged for transfers to your wallet.
Name: Deposits and withdrawals must be in your own name.
Since you can withdraw profits as well, this method is convenient if you have card withdrawal restrictions.
Complete KYC (Know Your Customer)
You must submit ID and address verification documents to verify your identity.
Log in to your Personal Area
Log in to the Exness official website or app and click “Withdrawal.”
Select your online wallet
Select an available wallet service (e.g., bitwallet, STICPAY, etc.)
Enter the withdrawal amount
Withdrawals are permitted up to your free margin.
If you use multiple deposit methods, withdrawal rules will apply based on the ratio of your deposit methods.
Confirm your withdrawal request
Confirm the details and click the “Withdrawal Request” button.
The status will change to “Processing.”
The funds will arrive in your wallet.
In most cases, the funds will arrive immediately or within a few hours.
After confirmation by your wallet, the funds will be reflected in your balance.
💰 Fees
Item Cost: Exness fee: Free. Wallet fee: A small fee may be charged depending on the sending currency and the service used. If the deposit currency and wallet currency differ, a difference in the exchange rate will occur.
The major advantage is lower fees and greater immediacy compared to bank transfers and card withdrawals.
⚠️ Important Notes
Withdrawals require a wallet account in your name.
If you use multiple wallets, withdrawals will be proportionally calculated based on the amount deposited.
Withdrawals may be temporarily unavailable during wallet maintenance.
Cryptocurrency Transfer Procedures and Fees
Here’s a summary of Exness’ cryptocurrency withdrawal procedures and fees. 👇
🪙 Cryptocurrency Withdrawal Overview
Supported Currencies: BTC (Bitcoin), USDT (Tether), USDC, TRX, etc.
Deposit Time: Minutes to hours depending on network conditions
Fees: Free for Exness. Blockchain transfer fees (miner fees) are borne by the user.
Name: Deposits and withdrawals must be made in the user’s name.
Cryptocurrency, including profits, can be withdrawn, with no restrictions like with card withdrawals.
Complete KYC (Know Your Customer)
You must submit ID and address verification documents to verify your identity.
Log in to your Personal Area
Log in to the Exness website or app and select “Withdrawal.”
Select your cryptocurrency
Select the currency you wish to withdraw (BTC, USDT, etc.)
Enter your destination wallet address (name must match)
Enter the withdrawal amount
Withdrawals are available within your free margin balance.
Deposit method priority rules also apply to cryptocurrency withdrawals.
Confirm your withdrawal request
Confirm the details and click the “Withdrawal Request” button.
The status will change to “Processing” and you will be awaiting network approval.
The funds will be deposited in your cryptocurrency wallet.
Once approval on the blockchain is complete, the funds will be reflected in your wallet.
This usually takes several minutes to several hours; however, it may take longer during periods of network congestion.
💰 Fees
Item Cost: Free Exness fees. Network fees (miner fees) are paid by the user. Exchange rate conversion varies depending on the currency and network conditions. If the deposit currency and withdrawal currency differ, a difference will occur based on the exchange rate.
Remittance issues due to incorrect recipient addresses are not covered for cryptocurrencies, so please enter them carefully.
⚠️ Important Notes
Only wallet addresses in your own name can be used.
Withdrawals are possible, including profits.
During network congestion, funds may be delayed.
Be careful not to make an incorrect recipient address (there is a risk of loss of recovery).
Withdrawal Considerations
By reviewing the Exness withdrawal considerations, you can clearly see the key points to avoid problems. 👇
User Name Verification Required
Both deposits and withdrawals must be in your name.
Name mismatches may result in withdrawal refusals or delays.
User name verification is especially required for bank accounts, credit cards, wallets, and cryptocurrency addresses.
Follow Withdrawal Priority Rules
Withdrawals are made in the following order: credit/debit card → bank/wallet → cryptocurrency.
There are withdrawal limits for each deposit method (card withdrawals are limited to the deposit amount, not profits).
Ignoring the priority order may result in your withdrawal being rejected.
Proportion Rules for Multiple Deposit Methods
Withdrawals are automatically distributed based on the proportion of the deposit amount.
Example: Deposit ¥80,000 via bank transfer and ¥20,000 via wallet. Profits will be withdrawn proportionally, including profits.
If you don’t understand these rules, you may not be able to withdraw funds the way you intended.
Profit Handling
Card Withdrawals: Refunds are limited to the amount deposited. Profits can be withdrawn via other methods.
Bank Wire, Wallet, and Cryptocurrency: Profits can also be withdrawn.
For a smoother withdrawal process, confirm which method you will use to withdraw your profits before requesting a withdrawal.
Processing Time/Network Dependent
Method: Processing Estimate: Bank Wire: Several hours to 3 business days; Credit/Debit Card: 1 to 14 business days (maximum 30 days); Online Wallet: Instant to several hours; Cryptocurrency: Several minutes to several hours (may be delayed due to network congestion).
For urgent transactions, online wallets and cryptocurrencies are faster.
Fees and Currency Conversion
Exness Fees: Free
Bank, Card, Wallet, and Cryptocurrency Fees: User-paid
If currency conversion is required, there may be a difference in the exchange rate.
What is the recommended withdrawal method? Comparison
We’ll compare Exness withdrawal methods and explain them in order of recommendation. The optimal method varies depending on your objectives (speed, fees, profit withdrawal), so we’ve summarized each one for you. 👇
📊 Withdrawal Method Comparison (Speed, Cost, Profit Support)
| 出金方法 | 反映速度 | Exness手数料 | 利益分対応 | 利便性 | おすすめ度 |
|---|---|---|---|---|---|
| オンラインウォレット（例: bitwallet / STICPAY） | ⭐⭐⭐⭐ 即時〜数時間 | 無料（※ウォレット手数料は別） | ✅ 可能 | 🔥 高い | ⭐⭐⭐⭐⭐ |
| 仮想通貨（暗号資産） | ⭐⭐⭐⭐ 数分〜数時間 | 無料（ネットワーク手数料あり） | ✅ 可能 | ⭐⭐ 高い | ⭐⭐⭐⭐ |
| 銀行送金 | ⭐⭐ 数時間〜3営業日 | 無料（銀行手数料あり） | ✅ 可能 | ⭐⭐ 標準 | ⭐⭐⭐ |
| クレジット/デビットカード | ⭐★ 1〜14営業日 | 無料（カード手数料は別） | ❌ 原則不可* | ⭐★ 普通 | ⭐⭐ |
*Card withdrawals are only refundable up to the amount deposited (profits will be withdrawn via a separate method).
🎯 #1 — Online Wallet (Best Balanced)
Fast Deposits (Instant to Hours)
Profit Withdrawals Available
Exness Fees: No Fees (Only the Wallet’s Minimum Fee)
Faster than Domestic Banks, More Secure than Cards
👉 Easy to Use, Even for First-Time Withdrawals, Highly Recommended
🥈 #2 — Cryptocurrency (Advantageous for Speed and Flexibility)
Minutes to Hours, Depending on the Blockchain
Profit Withdrawals Available
Direct Transfer from Overseas Wallet to Your Own Wallet
⚠ Network Fees (Miner’s Fees) Are Your Responsibility
Entering the Remittance Address Incorrectly May Lead to Unrecoverable Risk
👉 For those who prioritize immediacy (those with a cryptocurrency wallet at the receiving end)
🥉 3rd Place — Bank Transfer (Emphasis on Security)
Returns take relatively long, from a few hours to three business days.
Profit withdrawals are also possible.
Easy to receive with a domestic bank account.
Only bank transfer fees apply.
⚠ Differences may occur due to currency conversion.
👉 For those who prefer secure bank transfers over immediacy.
🔸 4th Place — Credit/Debit Card (Refunds)
Withdrawal speeds depend on the card company (slow).
Profit withdrawals are not possible (refunds are limited to the amount deposited).
Processing typically takes 1-14 business days.
👉 Use this as a secondary method when you want to return only the amount deposited.
Frequently Asked Questions
We’ve compiled a list of frequently asked questions (FAQs) about Exness. They cover everything users want to know, including deposits, withdrawals, accounts, and support. 👇
💡 1. Account-related Information
Q1: What documents are required to open an account?
Personal identification, such as a passport or driver’s license.
Address verification, such as a utility bill or bank statement.
Q2: Which account type should I choose?
Standard Account: For beginners, with wider spreads.
Pro Account (RAW/Zero): For advanced traders, with tighter spreads and fees.
Q3: Can I have multiple accounts?
Yes, you can manage multiple accounts from one Personal Area.
💰 2. Deposits and Withdrawals
Q1: What are the requirements for deposits and withdrawals?
A bank account, card, wallet, and cryptocurrency address in your name.
Complete KYC (Know Your Customer) process.
Q2: What is the minimum deposit amount?
Many methods allow withdrawals starting from $10.
Varies depending on account type and deposit method.
Q3: What if withdrawals are delayed?
Bank transfer: A few hours to 3 business days
Card withdrawal: 1 to 14 business days (maximum 30 days)
Wallet/cryptocurrency: Instant to a few hours
This may be due to maintenance or network congestion.
Q4: Can I withdraw profits via card?
No. Card withdrawals are refunded up to the amount deposited.
Profits can be withdrawn via bank transfer, online wallet, or cryptocurrency.
🛡️ 3. Safety and Security
Q1: Is Exness safe?
Holds financial licenses from various countries (e.g., Seychelles FSA, Cyprus CySEC)
Customer funds are segregated and held in trust.
Q2: Are my personal information and funds protected?
Uses SSL encrypted communications.
Identity verification and strict name matching prevent fraudulent use.
Q3: What if my account is accessed unauthorizedly?
Two-factor authentication (2FA) is available.
Support is available for fast responses.
🔄 4. Other Frequently Asked Questions
Q1: Can deposits and withdrawals be in different currencies?
Yes, but there may be discrepancies due to currency conversion.
Q2: What are trading hours?
Currency pairs: Monday 7:00 AM – Saturday 6:59 AM (Japan time)
Cryptocurrency: Available 24 hours a day.
Q3: What is the difference between a demo account and a real account?
Demo account: Practice with virtual funds.
Real account: Trade with real funds, withdraw funds, and make profits.
Q4: Is support available in Japanese?
Both the official website and chat support are available in Japanese.
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