XM (XMTrading): How to open multiple or additional accounts with XM. The latest detailed explanation of the procedures and precautions.

We will introduce and explain the precautions and benefits of adding and opening multiple accounts in MT trading on XMTrading. XMTrading allows you to divide your funds into multiple accounts and trade by opening additional accounts. With XM, each person can have up to 8 accounts, so you can open multiple accounts with different account types and trading platforms and use them for different purposes. To open an additional account with XM, you must first open a first real account.

XMtrading

Operating company	Tradexfin Limited Fintrade Limited
Head office location	Unit E, F28, Eden Plaza, Eden Island, Republic of Seychelles
Founding year	2009
Financial License	（FSA）SD010：Tradexfin Mauritius Financial Services Commission (FSC：)：Fintrade Limited Cyprus Securities and Exchange Commission (CySEC)：Trading Point of Financial Instruments Ltd
Language support	English、日本語、Malay、Thai
Platform	MetaTrader 4 (MT4)／MetaTrader 5 (MT5)
Service Countries	Over 190 countries
Number of users	Over 1 million accounts
Max Leverage	1000x
Eligible products	Forex、Metal、Stocks、Equity Indices / Index CFD、Energy CFD、Commodities、Cryptocurrency

Overview and Benefits of XM Additional Accounts

We’ll explain what XM Additional Accounts are and the benefits of opening one in a way that’s easy to understand, even for beginners.

What is an XM Additional Account?

An XM Additional Account is a trading account that can be opened within the same account by those who already have one or more XM accounts.

No need to register or go through identity verification again.

Create an Additional Account in minutes from the member page.

Up to 8 accounts can be held.

Key Options for Additional Accounts

You can change the terms for each account.

Trading Platform: MT4/MT5

Account Type:

Standard

Micro

Zero

Base Currency: JPY/USD, etc.

Leverage (Settable for each account)

Benefits of XM Additional Accounts

① Separating trading strategies (biggest benefit)

Example:

Account 1: Short-term trading (scalping)

Account 2: Medium- to long-term trading (swing trading)

Account 3: Automated trading (EAs only)

👉 Extremely easy capital management and performance tracking.

② Different account types available

Standard: Utilize bonuses

Zero Account: Emphasize low spreads

Micro: Small amounts/practice

👉 Optimize for your goals.

③ Leverage can be set for each account.

High Leverage: Short-term/small amounts

Low Leverage: Medium- to long-term/safe investment

④ Simultaneous use of MT4 and MT5

MT4 for EAs

MT5 for discretionary trading

You can use different accounts for different purposes.

⑤ Easy and fee-free fund transfers

Instant fund transfers within the member’s page

No fees

👉 Manage risk of loss on an account-by-account basis.

⑥ Bonuses are easier to use.

Bonuses are account-based.

Additional accounts can share and use bonuses within the terms and conditions.

• Bonuses are not available for zero-account accounts.

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Who should open an additional account?

I use multiple trading methods.

I want to diversify my risk.

I want to separate my EA and discretionary trading.

I want to separate my bonus and non-bonus accounts.

I want to clearly manage my performance.

Opening an XM Additional Account

We’ll explain the quickest and easiest way to open an XM additional account (for both PC and smartphone).

Things to Know in Advance

Additional accounts can only be opened from the XM Membership Page.

No need to resubmit identity verification.

Time Required: 1-3 minutes

Up to 8 accounts can be opened.

STEP 1: Log in to the XM Membership Page.

Log in using the email address and member page password you used when registering.

STEP 2: Select “Open an Additional Account.”

On the Membership Page, click “Account” → “Open an Additional Account.”

STEP 3: Select your account type and conditions.

Set the following in order.

① Platform

MT4 or MT5

② Account Type

Standard (Bonuses Available, Beginners)

Micro (Small Amounts, Practice)

Zero (Low Spreads, No Bonuses)

③ Base Currency

JPY (Japanese Yen) Recommended

USD and other currencies also available

④ Leverage

1:1 to 1:1000

• Can be set for each account

STEP 4: Set an Account Password

MT4/MT5 Login Password

Separate from Membership Page Password

👉 Make a Note

STEP 5: Apply → Open Immediately

Confirm and Submit

Your Account Number Will Be Issued Immediately

📩 You will also receive your account number and server name in your registration email.

Important Things to Do After Opening

① Log in to MT4/MT5

Account Number

MT4/MT5 Password

Server Name

Enter your password to log in

② Transfer or Deposit Funds

Member Page → “Fund Transfer”

Existing Account → Add Account
No fees, immediate update

Important Points to Note When Opening an XM Additional Account

This article summarizes important points to keep in mind before and after opening an XM additional account, focusing on common mistakes. Currently, you can customize your account from four types via our exclusive content on both smartphones and PCs, so take advantage of this opportunity. When placing an order, be sure to manage risk, including lot size. Information is available 24 hours a day.

① Conditions vary depending on the account type (important)

Be especially careful with zero accounts.

Account Type	bonus	Features
Standard	⭕	Versatile and beginner-friendly
Micro	⭕	Small amount/for practice
zero	❌	Low spreads and commissions

② Login information is different for each account.

Account number

MT4/MT5 password

Server name

👉 Poor management
can cause “login inability.”

③ Dormancy and freezing criteria are account-wide.

Zero balance

No trading for more than 90 days

👉 Additional accounts may be frozen.

• Freezing does not affect other accounts or member accounts.

④ Leverage limits are per account.

As your account balance increases, your maximum leverage automatically decreases.

This applies to each account.

👉 Dividing your funds into additional accounts may make it easier to maintain high leverage.

⑤ Bonuses are “account-level.”

Adding more accounts does not double the bonus.

Cannot be used on accounts that are not eligible for bonuses (zero).

⑥ MT4 and MT5 are completely separate accounts.

You cannot switch between MT4 and MT5, even with the same additional account.

You must recreate the account.

⑦ Managing too many accounts can be difficult.

Maximum of 8 accounts.

Login information, capital allocation, and performance management are complicated.

👉
It’s best to add accounts only after you’ve decided on your goals.

⑧ Terms and conditions are not automatically synchronized with existing accounts.

Leverage changes.

Password changes.

👉 Individual settings are required for each account.

How to Delete an XM Additional Account

This article explains how to delete an XM additional account, including steps, important points, and common misconceptions.

STEP 1: Log in to the XM Membership Page

Registered Email Address

Membership Page Password

STEP 2: Select the additional account you want to cancel

“Account” Menu

Click the account number you want to cancel

STEP 3: Click “Cancel Account”

Displayed at the bottom of the account details screen

STEP 4: Check the notes → Confirm

Agree on the confirmation screen

Cancellation complete (immediate effect)

Important Notes to Check Before Cancelling

① Account balance must be zero before cancellation.

If you have a balance
👉 Transfer funds to another account or withdraw funds

② Cancellation is not possible if you have open positions.

Close all positions before proceeding.

③ Bonuses may be lost.

Bonuses associated with your account will be lost upon cancellation.

Be especially careful with accounts that have a bonus balance.

④ Cancelled accounts cannot be reinstated.

Cannot be reused.

Create a new additional account if you want to use the same terms and conditions.

Common Misconceptions

misunderstanding	actual
If you delete your account, your membership information will also be deleted.	❌
Can be reinstated after cancellation	❌
The bonus will remain in the other account.	△ (depending on conditions)

XM Additional Account Bonuses and Points

Below is a clear, easy-to-read summary of the types of bonuses and points (loyalties) available for XM additional accounts, how they work, and important points to note. 👇 Please also refer to the official support for the terms of use and system rules. Please try them out and use them if you find no issues. Partners can be categorized by style and can be used differently right away.

🎁 1. Basic Rules for Additional Accounts and Bonuses

✅ Account Opening Bonus (No Deposit Bonus)

This bonus is only available to the first account opened and is not available for additional accounts.

✅ Deposit Bonus (100%, 20%, etc.)

Bonuses are limited to a single account (user).

You can also receive deposit bonuses with additional accounts up to the limit.

※ Example:
Even after receiving the deposit bonus with your first account, you can still receive the remaining bonus by depositing money into an additional account.

💰 2. Additional Accounts and the XM Points (XMP) Loyalty Program

📌 What are XM Points (XMP)?

At XM, you earn XM Points (XMP) with every trade.
You can exchange these for bonus funds.

📊 Points are combined across multiple accounts

XMP earned through trading in multiple accounts is combined across all accounts.

Even if you earn points separately in each account, they are counted as a total.

🏅 Earn Rates by Membership Status

As your membership rank increases based on your trading volume, you may earn more points for the same trading volume.

📍 Notes on Bonus Exchange

When exchanging points for bonuses, you may be able to choose which account to award them to.

XMP is usually awarded to your primary account, but this can be changed.

🔄 3. Rules for Transferring Funds and Bonuses

💡 Transferring Funds Between Accounts

When transferring funds between additional accounts, bonuses (credits) will also be transferred at the same rate.

Example:
Transferring ¥50,000 from an account with a ¥100,000 balance and a ¥50,000 bonus → A ¥25,000 bonus will be transferred to the destination account.

❗ If the destination account is not eligible for bonuses

Transferring funds to a Zero Account or a KIWAMI Account will cancel the corresponding bonus.

💸 4. Cases in Which Bonuses Will be Cancelled

🔹 When Withdrawing

The bonus will also be cancelled at the same rate depending on the amount withdrawn.

Example:
Withdrawing ¥100,000 from an account with a ¥200,000 balance and a ¥100,000 bonus → The ¥50,000 bonus will be cancelled.

🔹 When an Account Becomes Dormant or Frozen

Bonuses and XMP will be cancelled if there are no transactions or deposits/withdrawals for more than 90 days.

XM Additional Account Types and Specifications

We’ve clearly organized the types of additional accounts (account types) available at XM and compared their specifications. Choose an additional account based on your goals and trading style. 👇 When continuing to access services, campaigns, and other relevant information from the home page, a list is provided, allowing you to receive the full amount with just a click. Customers can utilize the maximum leverage up to the limit to maximize profits.

1️⃣ Standard Account

Base Currency: USD / EUR / JPY

Maximum Leverage: 1,000x

Spread: Approximately 1.6 pips and up

1 Lot: 100,000 units

Commission: None

Trading Method: NDD STP

Bonus: Account opening and deposit bonuses available

XM Points: Available

Cryptocurrency CFDs: Supported
👉 A versatile, basic account for day and swing trading.

2️⃣ Micro Account

Base Currency: USD/EUR/JPY

Maximum Leverage: 1,000x

Spread: Same as Standard

Lot: 1,000 units

Commission: None

Minimum Trade Size: MT4 0.01 (10 units), MT5 0.1 (100 units)

Bonus: Account opening and deposit bonuses available

XM Points: Available
👉 Ideal for beginners who want to trade small amounts or for testing EAs.

3️⃣ KIWAMI Goku Account (KIWAMI)

Base Currency: USD / EUR / JPY

Maximum Leverage: 1,000x

Spread: Starting at approximately 0.6 pips (narrower than Standard)

Lot: 100,000 units

Commission: None

Trading Method: NDD STP

Bonus: Account opening bonus available (deposit bonus may not be applicable; please check terms and conditions)

XM Points: Limited (XMP exchange not available, etc.)

Swap-free products available
👉 Narrow spreads, suitable for cost-conscious scalping and short-term trading.

4️⃣ Zero Account

Base Currency: USD / EUR / JPY

Maximum Leverage: 500x

Spread: Starting at 0.0 pips (very tight)

Lot: 100,000 units

Trading Fee: Yes (approximately 10 USD per lot round trip)

Trading Method: NDD ECN

Bonus: Account opening bonus (deposit bonus not included)

XM Points: None
👉 For traders who prioritize low trading costs. Features include tight spreads even with fees.

XM Additional Account Fund Transfer Procedure

This is a beginner-friendly guide to transferring funds between XM additional accounts.

What is XM Fund Transfer (Internal Transfer)?

A feature for transferring funds between your accounts.

Fees: Free

Posting Time: Instant

Compatible with PC and smartphone

STEP 1: Log in to the XM Membership Page

Registered Email Address

Membership Page Password

STEP 2: Select “Fund Transfer”

Click “Fund Transfer” from the menu.

STEP 3: Select the source and destination accounts.

Source Account

Destination Account

👉 Select the additional accounts.

STEP 4: Enter the amount.

Enter the amount you want to transfer.

Automatic conversion will be performed if the currencies are different.

STEP 5: Confirm the details → Execute

Confirm and confirm.

Posted immediately.

Frequently Asked Questions About XM Additional Accounts

The following are frequently asked questions (FAQs) about XM additional accounts, focusing on points that beginners and intermediate traders often encounter.

Q1. How many XM additional accounts can I open?

A.
You can open up to 8 accounts (within the same member account).

Q2. Do I need to resubmit identity verification to open an additional account?

A.
No, you don’t.
Once you’ve completed the initial identity verification, you can open an additional account immediately.

Q3. Can I receive bonuses with additional accounts?

A.

Standard/Micro Accounts: Available within the terms and conditions.

Zero Accounts: ❌ Bonus Not Eligible

• Bonuses do not double when you add an additional account.

Q4. Can I transfer funds between additional accounts?

A.
Yes, you can do so instantly and for free from the member page.
However, bonuses cannot be transferred if a zero account is involved.

Q5. Can I change the leverage for each additional account?

A.
Yes, you can set it individually for each account.
You can use them differently depending on your strategy.

Q6. Can I use MT4 and MT5 with the same additional account?

A.
No.
MT4 accounts and MT5 accounts are separate.
If you want to switch between them, you will need to create a new additional account.

Q7. What happens to an unused additional account?

A.

Zero balance

No trading for more than 90 days

Dormant → May be frozen.
(Other accounts will not be affected.)

Q8. What happens if I delete (cancel) an additional account?

A.

Cannot log in to MT4/MT5

Account cannot be restored

Bonuses may be lost.

👉 If you plan to use it in the future, you can leave it as is without canceling it.

Q9. Can I change the account type of an additional account later?

A.
No.
If you want to change it,
👉 Create a new additional account.

Q10. Are there any disadvantages to creating an additional account?

A.

You will have to manage more login information.

Your account will be frozen if left unattended.

It’s easy to misunderstand the bonus terms.

👉 It’s important to decide your goals before creating an additional account.

XMTrading: How to open a real account and the steps, required documents, points to note Latest ver

In this article, we will introduce and explain the methods and procedures for opening a real account with xmtrading, necessary documents, bonuses, and other points to note. XMTrading is the most used Forex company in the world. In order to actually do FX, you need a wide account at a FX company. By the way, opening an account is easy, even for beginners, and there are no fees. Opening an account may sound like a hassle, but it only takes about 10 minutes to fill out the registration form and 30 minutes to authenticate the required documents, so you can start trading from the first day after completing the opening procedure. It becomes possible to start.

www.worldforexintroduction.com

2025.11.26