XM (XMTrading): Can I use a Bundle Card to deposit funds into XM? Latest information on how to use it。Bundle cards are common in modern society. Can I deposit with this card at XM Trading? Many people are worried about it, so this time I wrote an article about whether XM handles this bundle card.
- XMtrading
- Basic Information about VANDLE CARD
- How to Use a Bundle Card
- Bundle Card and Overseas FX Brokers
- Bundle Card Security
- Frequently Asked Questions About Using a Bundle Card
- Q1. What is a Bundle Card?
- Q2. Are there any annual or maintenance fees?
- Q3. How is it different from a credit card?
- Q4. Where can I use it?
- Q5. Are there any cases where it cannot be used?
- Q6. Can I make overseas/foreign currency payments?
- Q7. Can I use it to pay for subscriptions?
- Q8. What are the top-up methods?
- Q9. Is Click-to-charge safe?
- Q10. What is the top-up limit?
- Related
XMtrading
| Operating company | Tradexfin Limited Fintrade Limited |
| Head office location | Unit E, F28, Eden Plaza, Eden Island, Republic of Seychelles |
| Founding year | 2009 |
| Financial License | （FSA）SD010：Tradexfin Mauritius Financial Services Commission (FSC：)：Fintrade Limited Cyprus Securities and Exchange Commission (CySEC)：Trading Point of Financial Instruments Ltd |
| Language support | English、日本語、Malay、Thai |
| Platform | MetaTrader 4 (MT4)／MetaTrader 5 (MT5) |
| Service Countries | Over 190 countries |
| Number of users | Over 1 million accounts |
| Max Leverage | 1000x |
| Eligible products | Forex、Metal、Stocks、Equity Indices / Index CFD、Energy CFD、Commodities、Cryptocurrency |
Basic Information about VANDLE CARD
The VANDLE CARD is a prepaid Visa card available in Japan.
It is especially popular among those who cannot afford a credit card or who want to avoid overspending. It can be used for investing in cryptocurrencies such as Bitcoin. Members should compare payment options, such as bank transfer, JCB, and Visa, to make deposits.
■ Service Overview
Card Type: Visa Prepaid Card
Issued by: Kanmu Co., Ltd.
Eligible Users: 18 years of age and older (some restrictions apply for minors)
Certification: None
Annual Fee: Free
■ Card Types
① Virtual Card
Immediately issued via the app
Online payments only
Can be used immediately after issuance
② Physical Card (Plastic)
Can be used in physical stores
Issuance fee applies (approximately a few hundred yen)
Can be used at Visa-accepting stores
■ Where it can be used
Online shopping (Amazon, Rakuten, etc.)
Subscriptions (Netflix, Spotify, etc.)
App purchases
Overseas sites (Visa-compatible)
Physical stores (physical cards only)
👉 Can be used at most Visa-accepting stores
■ Top-up Methods
Bank Transfer
Convenience Store Payment
ATM (Pay-easy, etc.)
Carrier Billing
Credit Card
“Pot-up (Postpaid)”
*Fees vary depending on the top-up method.
■ What is Pot-up?
Deferred payment feature (simple credit check available)
Pay by the end of the following month after use
No credit card required, but there is a credit limit
Fee applies
👉 It’s a unique feature: it can be used even by unemployed people, students, and those without a credit card
👉 Be careful not to overspend
■ Credit Limit (approximate)
Regular Charge: Up to the amount charged
Click Charge: From a few thousand yen to a maximum of tens of thousands of yen (varies based on usage)
How to Use a Bundle Card
This guide explains how to use a Bundle Card, including the steps of “Create → Charge → Use,” step by step, with clear, beginner-friendly explanations and case studies. You can instantly use up to your limit with peace of mind. Recommended for those who charge using bxone, bitwallet, Apple Pay, online wallets, etc.
① Create a Bundle Card (in as little as 3 minutes)
Steps
Install the official Bundle Card app
Register with your phone number (SMS authentication)
Enter your date of birth, etc.
Immediate issuance (no credit check required)
👉 Your Visa number, expiration date, and security code will be displayed immediately.
② Charge (add balance)
Once completed, your balance will be automatically updated.
| 方法 | 特徴 |
|---|---|
| 銀行振込 | 手数料安め・反映やや遅い |
| コンビニ支払い | 現金OK・即反映 |
| ATM（Pay-easy） | 現金OK |
| キャリア決済 | スマホ料金合算 |
| クレジットカード | 即時反映 |
| ポチっとチャージ | 後払い（翌月払い） |
Click Charge Process (Pay Later)
Select Amount
Charge Immediately
Pay by the end of the following month
⚠ Beware of Overuse and Late Payments (Your Account May Be Suspended)
③How to Use It
① Online Payment (Basic)
Enter the same information as a credit card
Card Number
Expiration Date
Security Code
Can be used on Visa-accepting sites
Examples
Amazon, Rakuten
Netflix, Spotify
App Purchases
Overseas Sites
Deposits to Some FX Brokers (Small Amounts)
② Use at Physical Stores (Physical Card Only)
Issuance of a Physical Card (Additional Fee)
At Visa-Accepting Merchants
Tap Payment
IC Payment
👉 Can be used at convenience stores, supermarkets, etc.
Check your transaction history and balance
Check your transaction history and balance in real time via the app
Instant updates to your transaction details
Convenient for preventing overspending
Bundle Card and Overseas FX Brokers
Can Bundle Card be used to deposit and pay with overseas FX brokers? We’ve compiled a clear summary of actual examples and points to note. 👇 Basically, you’ll want to use it without any issues or restrictions. It’s available through the system on weekdays.
✅ Bundle Card is a “Visa Prepaid” card, so it can generally be used.
Bundle Card is a Visa-branded prepaid card.
If you can pay with Visa, it may be usable as a card deposit method with overseas FX brokers.
→ However, support varies by broker/subject to conditions.
📍 Examples of cases where it can be used (broker examples)
● XM (XM)
Official support has reported that Visa deposits with Bundle Card are possible.
It is treated the same as a regular “card deposit,” and there is a high possibility that the funds will be reflected in your account immediately.
● Other Brokers
is6FX: Reports of Bundle Card (Visa) deposit support have been reported.
HFMARKETS (HF): There are cases where it can be accepted as a Visa deposit.
FXGT: Visa deposits are accepted, but there may be a limit on the number of deposits.
❌ Cases where it is not accepted/support is uncertain
● Cases where the broker rejects prepaid cards
The card may be deemed to be in a different name from the account holder, resulting in a refusal of the payment.
*Bandle Card physical cards have a fixed name, such as “VANDLE USER,” which may not match the account holder’s name.
● Not all brokers support Visa cards.
Some overseas FX brokers do not accept Visa cards, which means that Bandle Cards cannot be used (e.g., AXIORY does not support card deposits).
📌 Important points to note when depositing
📌 ① Make sure the name (in Roman letters) matches.
Overseas FX brokers often require the name on the deposit card and the account holder to match.
Bandle Cards may have a fixed name (not the account holder’s name), which may result in refusal by some brokers.
📌 ② Withdrawal Rules
In overseas FX trading, profit withdrawals are typically made via overseas remittance.
Amounts deposited to your card will first be refunded to your card (purchase cancellation).
📌 ③ Deposit Limits and Restrictions on the Number of Transactions
Some brokers may impose restrictions on the number of transactions you can make with your Bundle Card (e.g., FXGT).
📌 ④ Fees and Exchange Rates
Fees and exchange rate differences may apply when topping up your prepaid card or making overseas payments (on both the card and broker side).
Some sites have also reported high fees.
Bundle Card Security
This article provides a clear summary of Bundle Card’s security measures, including a service overview, basic mechanisms, and important points to note and countermeasures. You can deposit funds from different systems, so let’s try it out.
✅ 1. Visa-branded Payment Security
Bundle Card operates as a Visa prepaid card, benefiting from the security of the Visa network (fraud prevention, payment authentication, etc.).
✅ 2. Card Information Only Within the App
Virtual cards allow you to check the card number, expiration date, and CVC within the app.
→ Cards are not released as physical or paper cards.
Since information is managed within the app, preventing unauthorized access is essential.
✅ 3. Lock (Suspension) Feature
You can instantly lock (suspend) both your physical and virtual cards within the app.
Example: When you lose your smartphone or make an unauthorized transaction
✅ 4. SMS Authentication/Login Protection
SMS authentication when logging in on a new device
Passcode or biometric (fingerprint/face recognition) locking is available
→ Prevents unauthorized logins from outside unless authentication is breached
🛡️ Tips for Safe Use
🔹 1. Minimize the Charge Balance
Take advantage of prepaid cards and charge only the amount you need to minimize the damage even if fraudulent use occurs.
🔹 2. Turn on Usage Notifications
Real-time notifications for each transaction
→ Easily detect fraudulent transactions immediately
🔹 3. Keep the App & OS Up to Date
Update the App
Update the Smartphone OS
These steps ensure that known vulnerabilities are fixed.
🔹 4. Be Careful When Using Public Wi-Fi
Public free Wi-Fi poses a risk of eavesdropping.
When making online payments, be careful not to use your mobile phone
Frequently Asked Questions About Using a Bundle Card
The following are frequently asked questions (FAQs) about using a Bundle Card, summarized for easy understanding. Please be sure to use it correctly to avoid any issues.
Q1. What is a Bundle Card?
It is a Visa prepaid card that can be created without credit card approval.
It can be issued instantly through the app and can be used for online payments and (if it’s a physical card) in physical stores.
Q2. Are there any annual or maintenance fees?
No (free).
*However, fees may apply for topping up or issuing a physical card.
Q3. How is it different from a credit card?
ItemsBundle CardCredit CardNo Credit CardYesPaymentPrepaid (Prepaid)Deferred PaymentOverspending PreventionCommon PointsNoYes
Q4. Where can I use it?
Can be used at Visa affiliated stores.
Online Shopping
Subscriptions
App Purchases
Overseas Sites
*Physical cards only are accepted in physical stores.
Q5. Are there any cases where it cannot be used?
Yes.
Gas stations
Some hotel deposits
Highway tolls
Payments that require the cardholder’s name
These may not be accepted.
Q6. Can I make overseas/foreign currency payments?
Yes.
However, exchange rates and overseas handling fees may be added.
Q7. Can I use it to pay for subscriptions?
Yes.
However, please note that if there is insufficient balance at the time of renewal, the card will be automatically suspended.
Q8. What are the top-up methods?
Bank transfer
Convenience store payment
ATM (Pay-easy)
Carrier payment
Credit card
Click-to-charge (post-payment)
Q9. Is Click-to-charge safe?
The system itself is safe, but since post-payment is similar to debt, care must be taken to avoid overspending and late payments.
Q10. What is the top-up limit?
This varies depending on your usage history and identity verification status, but the limit is approximately tens of thousands to hundreds of thousands of yen.
コメント