When I open the official website of XM, I see the following screen saying “This website uses cookies”. Some people may find this offensive. For those of you who don’t know about cookies, you may not know what they are used for and whether they are safe to continue, so I will explain.
XMtrading
| Operating company | Tradexfin Limited Fintrade Limited |
| Head office location | Unit E, F28, Eden Plaza, Eden Island, Republic of Seychelles |
| Founding year | 2009 |
| Financial License | （FSA）SD010：Tradexfin Mauritius Financial Services Commission (FSC：)：Fintrade Limited Cyprus Securities and Exchange Commission (CySEC)：Trading Point of Financial Instruments Ltd |
| Language support | English、日本語、Malay、Thai |
| Platform | MetaTrader 4 (MT4)／MetaTrader 5 (MT5) |
| Service Countries | Over 190 countries |
| Number of users | Over 1 million accounts |
| Max Leverage | 1000x |
| Eligible products | Forex、Metal、Stocks、Equity Indices / Index CFD、Energy CFD、Commodities、Cryptocurrency |
XM (XMTrading) Overview
XMTrading is an overseas FX/CFD broker that allows trading of FX (foreign exchange), gold, crude oil, stock indices, and stock derivatives. It offers Japanese language support and is relatively well-known among Japanese individual traders. It supports MT4/MT5/WebTrader trading platforms and offers over 1,400 instruments.
1) Easy to Start with Small Amounts
XMTrading offers account types with a minimum deposit of just $5, making it easy to start with small amounts. It’s particularly user-friendly for FX beginners who want to “start small.”
2) High Maximum Leverage
While it varies by account type, some accounts offer leverage up to 1,000x. While this allows for larger positions with less capital, it also increases the risk of losses, making money management crucial for beginners.
3) Four Account Types
XMTrading primarily offers the following four account types:
Micro Account
1 lot = 1,000 currency units, suitable for small-scale practice
Standard Account
General, suitable for beginners to intermediate traders
KIWAMI Extreme Account
Emphasis on low spreads, some swap-free
Zero Account
Emphasis on extremely narrow spreads (similar to a commission-based account)
Rough Selection Guide
Beginner → Standard / Micro
Cost-Focused → KIWAMI Extreme / Zero
4) MT4/MT5 Available
Using MetaTrader 4/5, which has a large global user base,
Chart Analysis
Automated Trading (EA)
Indicator Usage
Easy to use. Suitable for both discretionary and automated trading.
5) Bonus and Loyalty Program
XMTrading offers trading bonuses and a Loyalty Program (XMP) depending on the time and conditions. Points accumulate based on trading volume and can be exchanged for bonuses or withdrawable balance.
However, bonuses themselves may not be withdrawable, so checking the conditions is essential.
6) Wide Range of Products
In addition to FX currency pairs, you can access multiple markets including:
Gold and Silver
Crude Oil and Natural Gas
Stock Indices
Stock Derivatives
Convenient for those who want to explore various options with a single account.
7) Relatively Comprehensive Japanese Support
Official website, member page, app guide, etc.
Are XM’s cookies safe?
In short, there’s no evidence to suggest that XM’s cookies are “particularly dangerous.”
However, “safe” doesn’t mean “don’t worry about anything.” Advertising and tracking cookies should generally be taken seriously. XM’s cookie policy states that it uses functional, analytical, promotional, and setting cookies.
Cookies that are relatively less problematic:
Maintaining login status
Remembering language and regional settings
Ensuring the site functions correctly
Session management necessary for accessing member pages
Cookies to be cautious of:
Access analytics
Ad optimization
Remarketing (tracking ads)
Measurement of referrals and advertising traffic
1) Cookies themselves are not “viruses”
This is reassuring.
XM’s cookie policy also explains that cookies are small data files and do not send viruses or malware. Cookies are primarily used for:
Maintaining login status
Language settings
Recording usage
Ad measurement
and more. 2) Which of the cookies used by XM are “more secure”?
According to XM’s guidelines, functional cookies are quite important.
These are used for purposes such as:
Maintaining login status
Ensuring the member page functions correctly
Determining country and language
Optimizing device and browser performance
XM explains that it uses session cookies to maintain login and deposit flows on the member page.
This type is often necessary for convenience and security.
3) The most important thing to be concerned about are “advertising and tracking cookies”
This is the main point.
XM’s privacy policy states that it may use remarketing features to display advertisements through third-party vendors such as Google and AdRoll.
The cookie policy also states that it uses promotional cookies and analytical cookies.
What this means is:
After visiting the XM site
You are more likely to see XM-related advertisements on other sites and in advertising spaces
In other words, it’s more of a “privacy” issue than a “security” issue.
The point here is not whether your account will be hacked, but how far you’ll allow your activity to be tracked.
4) “Some Concerns” about XM’s Cookies
Frankly speaking, it’s not entirely reassuring.
Concern ①: Advertisement/Referral Measurement Cookies
The XM cookie list includes cookies such as:
Affiliate ID
Refer a Friend
clickid
tracker cookies
These cookies are used to measure traffic sources and referral/advertisement traffic.
While this isn’t unusual, the fact that they are used for “advertisement optimization and performance measurement” means they aren’t entirely harmless from a privacy perspective.
Concern ②: No DNT (Do Not Track) Support
XM’s cookie policy states that it currently does not support the browser’s Do Not Track (DNT) signal.
This is quite practically important, as it means that “even if you have settings in your browser that seem to reject tracking, XM won’t automatically implement full support for it.” This isn’t immediately dangerous, but it’s a negative point for people who value their privacy.
About XM’s Four Types of Cookies
According to XM’s official policy, cookies are divided into four types.
In short, they range from those “necessary for use” to those “related to tracking and advertising,” so you don’t need to treat them all with the same importance. XM’s official Cookie Policy clearly states the four categories: Functional, Analytical, Promotional, and Preferences.
1) Functional Cookies
These are the most important and practically essential cookies.
What do they do?
XM officially explains that functional cookies are used to:
Ensure the site functions correctly
Maintain login status
Enable access to member areas
Remember language and user environment
In particular, it is explicitly stated that they are used to maintain sessions when logging into member areas for deposits.
2) Analytical Cookies
These are cookies used by XM to analyze “how the site is used.”
What do they do?
XM officially explains that analytical cookies are used to understand:
Which pages are viewed most frequently?
Where are users experiencing difficulties?
Where are areas that need site improvement?
They also state that these are used for statistical purposes and do not directly identify individuals.
3) Promotional cookies
This is the category with the strongest “tracking” feel.
What do they do?
XM officially explains that promotional cookies are used to:
Track visitors across multiple sites
Display advertisements that are highly relevant to that person
Deliver advertisements that are valuable to third-party advertisers
What does this mean?
For example, after you visit the XM site,
XM-related advertisements are more likely to reappear on:
News sites
Blogs
Advertising spaces around social media
4) Preferences cookies
These are cookies designed to improve your user experience.
What do they do?
XM officially explains that settings cookies store information such as:
Display language
Region
Site appearance and behavior
and other information that helps personalize the site’s behavior and display.
What are the risks of personal information leakage due to cookie usage?
Yes, the risk is not zero.
However, to clarify, cookies themselves are not “instant personal information leakage devices.” The real problem lies in the tracking data, login status, third-party advertising integrations, and lax device management linked to cookies.
① Low to Medium Risk: “Information Leakage” through Tracking and Advertising
This is the most realistic risk.
XM states that it uses cookies to record and utilize information such as:
Where you came from (referral, advertising, traffic source)
Which pages you viewed
Which device/browser you used
Which country/language settings you used
Furthermore, they also use cookies for remarketing advertising by third-party vendors (e.g., re-displaying ads to past visitors).
What could happen?
For example:
You might see more XM ads on other sites after visiting XM.
You might be categorized as someone “interested in FX/investment” in advertising.
Your family or roommates might see your device and discover your investment interest.
These are some of the potential consequences. ② Medium Risk: “Login State Leakage” on Shared Devices/Browsers
This is quite practically dangerous.
XM explicitly states that it uses session cookies to maintain login and deposit flows on the member page. While this is convenient, the downside is that the login state remains in the browser.
These situations are dangerous:
Family shared PC
Company PC
Internet cafe
Friend’s smartphone or PC
Browser’s “Remember me” function is enabled
In this case, if you forget to log out, or if the browser retains the session,
Re-access to the member page
Viewing of deposit/withdrawal screens
Partial verification of personal information
Access to the identity verification document page
These may occur.
③ Medium to High Risk: When combined with fake websites/phishing
This is the most troublesome.
To be honest, fake websites are far more dangerous than cookies alone.
XM’s Privacy Policy states that registration information is transmitted via a 128-bit SSL connection, but it also states that internet transmission is not always completely secure. Worst-case scenario:
You
open a fake XM login page.
You enter your ID and password.
Afterward, suspicious cookies and trackers remain in your browser.
In this scenario, even before considering whether the real XM cookies are involved, your authentication information itself could be stolen.
How to Change XM’s Cookie Settings
You can change XM’s cookie settings.
However, there are actually two ways to do this: “changing them within the XM site” and “deleting/blocking them through your browser.” XM’s official Cookie Policy also states, “To change your cookie settings, click here,” and further explains that you can delete or disable cookies through your browser settings.
Method ①: Changing Cookie Settings within the XM Site
This is the easiest method.
Steps
- Open the XM Official Website
First, open the XM official website.
Cookie settings can usually be changed from the banner on your first visit or from the Cookie Policy page. XM’s policy has a “Manage Cookies” section.
- Find the “Cookie” related link at the bottom of the screen
The link is mainly located around here.
At the bottom of the screen (footer):
Cookie Policy / Cookies / Manage Cookies
Or, on the first display:
Accept / Reject / Manage Preferences
- Open “Manage Cookies (Cookie Settings)”
Here, you can usually toggle ON/OFF for each category.
Commonly displayed items:
Functional
Analytical
Promotional
Preferences
- Turn off unnecessary items and save
Recommended:
Functional → ON
Preferences → ON (optional)
Analytical → OFF
Promotional → OFF
Finally, press a button like
Save / Confirm / Apply Preferences
Method ②: How to change after already agreeing
This is the most troublesome part, but you can still change it later.
The easiest way:
- Delete the cookies on the XM site once.
This will make the cookie consent banner more likely to reappear the next time you access the site.
In short,
“I’ve already allowed everything” → Delete your cookies and try again.
This is the most reliable method. XM also states that you can delete cookies from your browser settings.
How to change XM cookies on a PC
Chrome / Edge (most common on Windows)
How to delete XM-only cookies
Open the XM website
Click the
lock icon / settings icon to the left of the address bar
Open Cookies and site data
Manage this site’s data
Delete anything related to xm.com / xmtrading.com
Reload the page
This is likely to make the cookie banner reappear.
How to configure settings all at once
Browser settings
Privacy and security
Third-party cookies or cookie settings
As needed
Restrict third-party cookies
Exceptions for specific sites
Firefox
Settings
Privacy and security
Cookies and site data
Manage data
Search xm.com / xmtrading.com
Delete and re-access
Firefox also has enhanced tracking prevention, so it’s quite compatible if you want to reduce advertising and tracking cookies.
How to change XM cookies on your smartphone
iPhone (Safari)
If you want to delete only XM cookies
Safari makes it somewhat difficult to “delete only XM,” so realistically, there are two methods:
Method A: Delete Safari history and website data
Settings
Safari
Clear history and website data
This will also delete XM cookies.
However, login status on other sites may also be deleted.
Method B: Open XM in a different browser
For example,
Use Safari for everyday browsing
Use Chrome exclusively for XM
This makes cookie management much easier.
Android (Chrome)
Open Chrome
Go to the XM website
Click the lock icon to the left of the address bar
Site settings
Delete saved data / cookies
Reload
This will make the cookie selection screen appear more frequently.
コメント