XM (XMTrading): What is XM’s overseas FX friend referral program? Latest explanation of bonuses and rewards

We will explain how to participate in xmtrading’s friend referral program and the conditions for earning cash. If you make a transaction by inviting someone, you will receive a reward. With XMTrading, you can earn rewards by introducing XM to your friends, acquaintances, or an unspecified number of people, and having them open accounts and trade. The appeal of XM is that you can not only earn money through trading, but also through referrals.

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XMtrading

XM Referral Program Overview

Below is an overview of XMTrading’s (XM) “Refer-a-Friend Program” – including how it works, conditions, rewards, and points to note. If you are considering using it, it’s a good idea to understand this information beforehand.

✅ What is XM’s Referral Program? — Basics

• Existing users (referrals) refer friends and others using their own referral link. If the person who receives the referral (referred person) meets the conditions, the referrer is paid a reward.
• The referred person may also receive a “bonus” for joining through a referral – in other words, it benefits both the referrer and the referred person.
• There is essentially no limit to the number of people you can refer. The more you refer, the greater your chances of earning rewards.。

💵 Reward details and conditions (example of a recent program)

Recent campaigns/conditions have seen reward designs such as the following:

🔎 Success Conditions (Conditions for both the Referee and the Referrer)

To receive rewards from the referral program, you must meet the following conditions:

• The referred person opens a new real account via the referral link and completes identity verification.
• Makes a deposit (deposits funds into the account).
• The referred person trades a certain amount — for example, at least 3 standard lots (or 300 micro lots) in FX, gold, and silver.
• Trades must be made using real funds (bonus funds alone may not meet the requirements).
• The referrer must also have an activated real account.

✅ Benefits

• Benefits for both the referrer and the referred: The referrer earns a reward, and the referred receives a bonus.
• Unlimited referrals: There’s no limit to the number of people you can refer — depending on your efforts, you can refer multiple people and earn a large reward.
• Simple process: Simply share a unique link; no complicated procedures required.
• Rewards paid in cash or cash-like credit: Easy to use, with the option to withdraw or reinvest.

Details on reward structure and amount

We will summarize the reward structure and amounts for XM’s “Refer-a-Friend” program based on currently available information. However, campaign content and conditions may change from time to time, so please use this as a reference only.

✅ Basic reward system

• XM members can obtain a unique referral link from their member page and use it to invite their friends (referred members).
• If your friend opens a real trading account via the link, verify their identity, deposit funds, and meet certain trading requirements, the referral is considered successful and they will receive a reward.
• The referrer’s reward is credited to XM’s “My Wallet” and can then be transferred to their trading account to use as trading funds, or can be withdrawn if certain requirements are met.
• Referred members (friends) may also be awarded a “bonus” if they receive a referral and meet certain conditions — this also depends on the XM promotion.

💵 Reward amount (referrer/referee)

The reward amount is often divided into tiers based on conditions such as the number of people introduced and the trading volume of friends. Below are some recently reported examples:

🔎 Conditions and achievement requirements (what you need to do to receive rewards)

To qualify for the reward, you must meet at least the following conditions:

• The referred person opens a real account via the referral link and completes identity verification.
• The referred person makes a deposit.
• The referred person trades the specified trading volume (e.g., 3 standard lots) in eligible products such as FX, gold, or silver.
• The referrer’s own account is valid (a verified real account).

How do I introduce a friend?

We will explain how to refer a friend to XMTrading (XM) step by step. The process itself is simple, but following the correct steps is the condition for receiving rewards.

1️⃣ Log in to the XM member page

Visit the XM official website

Click “Login” in the upper right corner of the screen to log in to the Members Area for your real account.

The referral program is not available for demo accounts.

An activated real account is required.

2️⃣ Get your referral link

From the member page menu, select “Promotions” → “Refer-a-Friend Program.”

Your dedicated referral link (Refer-a-Friend Link) will be displayed.

Copy this link and send it to the friend you want to refer.

You can share it via any method you like, such as LINE, email, social media, or blog.

Your member ID will be linked to the link, so you will be recognized as the referrer.

3️⃣ Ask a friend to open an account

• The referred friend opens a real XM account via the link.
• Complete identity verification (ID and address verification).
• Make an initial deposit if necessary.

Point: Referrals will not be recognized unless they are made via a link.

4️⃣ Fulfillment of trading conditions

• Your friend must meet certain conditions. Example:
• Trading a certain number of lots (e.g., 3 standard lots) in FX/CFDs
• Deposit amount and trading volume may vary depending on the campaign and account type.
• Once the conditions are met, the referrer will receive a reward.

5️⃣ Receive your rewards

Once the conditions are met, the referrer’s reward will be automatically credited to their MyWallet account.

Received rewards can be used as trading funds.

Withdrawals are also possible if the conditions are met.

6️⃣ Points to note

1. Self-introductions (such as creating a separate account) are prohibited → Rewards will be voided.
2. Rewards will not be awarded unless your friend meets the conditions.
3. Rewards and conditions change depending on the season and campaign, so check the official website for the latest information.

How to receive rewards

We will explain how to receive rewards through XMTrading’s (XM) friend referral program.

1️⃣ Reward recipients

• Rewards to the referrer will be automatically credited to the XM member’s page (MyWallet).
• Once the referred person (friend) meets the conditions, the reward will be reflected in the referrer’s account.
• Rewards may be treated as “credit,” but can be withdrawn if the conditions are met.

2️⃣ Verification procedure on MyWallet

1. Log in to the Members Area on the XM official website.
2. Open “My Wallet.”
3. Your reward status will be displayed in the “Refer-a-Friend Rewards” section.
4. You can check your reward amount and history.

3️⃣ Transfer and use of rewards

Transfer to Trading Account

Rewards received in MyWallet can be transferred to a real trading account.

The rewards will be reflected in your account balance and can be used as regular trading funds.

Withdrawal

To withdraw your earned rewards, you must meet XM’s withdrawal conditions.

For example, your ID must be valid, your account must have sufficient funds, etc.

4️⃣ Points to note

Withdrawals are not permitted before the conditions are met.

Rewards are not finalized until the referred person opens an account and meets the trading conditions.

Fraudulent activity will void rewards.

Self-referrals (such as opening a separate account) are not permitted.

Check whether the reward is treated as a bonus or cash.

Depending on the program, the reward may be awarded as “trading-only credits,” which may be subject to withdrawal conditions.

Reward timing may not be immediate.

It may take several hours to several business days after the conditions are met.

Important points about the friend referral program

We have summarized the points to note when using XMTrading’s (XM) Refer-a-Friend program. These are the points you should keep in mind to ensure you receive rewards and use the program safely.

1️⃣ Both the introducer and the person being introduced must meet the conditions

• The referee (friend) must complete the following:
• Open a real account via your link
• Submit and approve identity verification documents
• Deposit and trade a certain amount (e.g., 3 standard lots or more)
• The referrer must also have an activated real account
• Rewards will not be awarded if the conditions are not met.

2️⃣ No cheating

• Self-referrals (such as creating a separate account) will invalidate rewards.
• Creating multiple accounts to try to earn rewards is also prohibited.
• If fraud is determined, future referrals may also be invalidated.

3️⃣ Check the reward type and conditions for receiving

• Rewards may be treated as credit.
• They can be used as trading funds, but immediate withdrawals may not be possible.
• Even if withdrawals are possible, XM’s identity verification and account balance requirements must be met.
• Reward amounts and conditions change depending on the campaign and time of year, so always check the official information.

4️⃣ Explain to your friends and get their cooperation

• Your friend must meet the trading conditions, so simply sending them a link won’t earn you rewards.
• Your success rate will increase if you help your friend with account opening, identity verification, and initial deposits without any hassle.

5️⃣ Referral limit and reward limit

• There’s no limit to the number of people you can refer, but reward amounts and tiers vary by campaign.
• The more people you refer, the greater your rewards, but you must meet certain conditions.

6️⃣ Risk of changes to program content

• XM regularly updates its campaigns and terms, so past terms and reward amounts may not necessarily apply.
• Always check the official website or member page for the latest information.

Frequently Asked Questions (FAQ)

Below are some frequently asked questions (FAQs) about the XMTrading (XM) friend referral program. It will be helpful to know what you need to know before using it.

Q1. What is the friend referral program?

• This is a system in which XM members invite their friends (referees) using a dedicated referral link, and if the friend meets the conditions, the referrer is paid a reward.
• The referee may also receive a bonus if they meet the conditions.

Q2. Can anyone use the referral program?

• Available to XM members with a valid real account.
• Not available to users with only a demo account.

Q3. How do I refer a friend?

1. Log in to the member page
2. Get your referral link from “Promotions” → “Refer a Friend Program”
3. Send the link to your friends and have them open an account via the link.

Q4. How much is the reward?

• Referrer: Approximately USD 25-150 per person (varies depending on campaign and number of people)
• Referee: A bonus of approximately USD 40-50 may be awarded upon meeting certain conditions.

Q5. Where can I check my rewards?

• You can check this by going to MyWallet → Refer-a-Friend Rewards on the Members Area.

Q6. How do I receive my rewards?

• Once credited to MyWallet, you can transfer the funds to your real account.
• If withdrawals are available, you can withdraw them as cash if you meet XM’s withdrawal conditions.

Q7. Are there any cases where rewards will not be awarded?

• If the referred person does not meet the account opening, deposit, or trading requirements.
• If there is self-referral or fraudulent activity.
• If the program requirements are not met.

Q8. Is there a limit to the number of friends I can refer?

• There is no limit to the number of people you can refer.
• However, reward amounts may vary depending on the tier system and campaign.

Q9. Are there any points I should be careful about?

• Fraudulent activities (self-introduction, multiple account creation) are prohibited.
• Rewards are not finalized until certain conditions are met.
• Withdrawal conditions may apply when using credit cards.
• Check the official website for the latest rewards and conditions.

Q10. If the person I refer has also used XM, can I receive a reward?

• You will not receive a commission even if you introduce someone who already has a real account with XM.
• Only available to new account holders.

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In this article, we will introduce and explain the methods and procedures for opening a real account with xmtrading, necessary documents, bonuses, and other points to note. XMTrading is the most used Forex company in the world. In order to actually do FX, you need a wide account at a FX company. By the way, opening an account is easy, even for beginners, and there are no fees. Opening an account may sound like a hassle, but it only takes about 10 minutes to fill out the registration form and 30 minutes to authenticate the required documents, so you can start trading from the first day after completing the opening procedure. It becomes possible to start.

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