XMTrading’s deposit bonus can be reset and revived even if it is used up, and we will explain the conditions and timing. This section explains when a reset occurs and the conditions under which the reset is applied. XM bonuses are reset irregularly. If you don’t know this, you may be at a loss.
- XMtrading
- Features of XMTrading
- About XM bonus campaign
- What is XM’s Bonus Reset?
- Specific Examples of XM Bonus Reset
- Is the 20% deposit bonus limit not automatically reset?
- XM Bonus Reset Timing
- Conditions under which XM’s deposit bonus is likely to be reset
- Is the account opening bonus reset?
- How to Check If Your XM Bonus Has Been Reset
XMtrading
| Operating company | Tradexfin Limited Fintrade Limited |
| Head office location | Unit E, F28, Eden Plaza, Eden Island, Republic of Seychelles |
| Founding year | 2009 |
| Financial License | （FSA）SD010：Tradexfin Mauritius Financial Services Commission (FSC：)：Fintrade Limited Cyprus Securities and Exchange Commission (CySEC)：Trading Point of Financial Instruments Ltd |
| Language support | English、日本語、Malay、Thai |
| Platform | MetaTrader 4 (MT4)／MetaTrader 5 (MT5) |
| Service Countries | Over 190 countries |
| Number of users | Over 1 million accounts |
| Max Leverage | 1000x |
| Eligible products | Forex、Metal、Stocks、Equity Indices / Index CFD、Energy CFD、Commodities、Cryptocurrency |
Features of XMTrading
Here’s a simple overview of XMTrading’s features for beginners: You can check out free guides for each function from the homepage. To make a profit, you need to choose a real account, not a demo account. Once your account is opened, you’ll find many loyalty programs and features offered periodically, so enjoy!
1) Easy to Start with Small Amounts
XMTrading has a minimum deposit of just $5, making it easy to start with relatively small amounts of capital. It’s especially suitable for FX beginners who want to “try it out on a small scale.” Furthermore, there’s a micro account, allowing for trading in smaller units than usual.
2) High Leverage of Up to 1,000x
Standard, micro, and KIWAMI accounts allow for leverage settings up to 1,000x. While the ability to hold large positions with small margins is attractive, it also increases the risk of larger losses, so it’s dangerous for beginners to start with high leverage immediately. The Zero account has a maximum leverage of 500x.
3) Multiple Account Types to Choose From Based on Your Purpose
XMTrading mainly offers the following four account types:
Micro Account: Suitable for small amounts and practice. Easy for beginners to use initially.
Standard Account
Suitable for general FX trading. Ideal for those prioritizing bonuses and ease of use.
KIWAMI Extreme Account
Suitable for those prioritizing low spreads. Ideal for short-term trading (scalping and day trading).
Zero Account
Attractive for its narrow spreads starting from 0 pips, but incurs transaction fees. Suitable for intermediate traders familiar with cost management.
4) MT4/MT5 Compatible
Supports the globally popular MetaTrader 4 (MT4) and MetaTrader 5 (MT5). A user-friendly environment for those who want to use automated trading (EAs) and indicators. WebTrader and mobile support are also available, making trading easy on both PCs and smartphones.
5) Wide Range of Trading Instruments
In addition to FX currency pairs, we offer over 1,400 instruments including gold, crude oil, stock indices, stock derivatives, and cryptocurrency CFDs. Convenient for those who want to trade multiple markets with a single broker.
6) Zero-Cut System Minimizes Margin Call Risk
One of XMTrading’s key features is its zero-cut system. Even if your account balance goes negative due to sudden fluctuations, it’s generally designed to prevent you from incurring additional debt.
However, this isn’t a “losing-proof system.” It simply “makes it easier to limit losses beyond your account balance,” but it’s still possible for your funds to disappear completely.
7) Relatively Generous Bonuses
XMTrading is known for its account opening bonuses and deposit bonuses. The advantage is that it’s easy to start with minimal initial capital. Customers and partners will be able to trade financial products early in the market, ensuring they don’t miss out on opportunities.
However, we don’t recommend choosing an account solely for the bonuses. Actual profitability depends on factors such as spreads, fees, execution speed, and compatibility with your trading strategy.
8) App Available
XMTrading allows trading on smartphones. The app offers high-level risk management and security features, making it very useful. The app can be downloaded from the website after identity verification and registration. It allows you to manage your assets and principal. It’s more convenient than managing your wallet through a browser. Once logged in, you can manage everything as you like, making it extremely convenient. You can trade using scalping or other styles from the platform.
About XM bonus campaign
There are many bonuses and campaigns in the XM operation. It is very convenient because you will receive a bonus when you open an account and make a deposit. Please refer to the article below as it is introduced. There are always a number of bonuses and campaigns that are highly popular, so we recommend them. Check out the information on the official website. Limited-time bonuses are also held, and investment traders can effectively utilize the bonuses they earn. We also have frequently asked questions, so please feel free to ask support.
1) New Account Opening Bonus
¥15,000
Received without deposit
This is a typical campaign for people opening a new real account.
Suitable for:
Those who want to try with a small amount and with minimal risk
Those who want to check if XM is right for them
Notes:
Primarily for new users
Those who have received it before are often not eligible again
(= The “reset” you mentioned before is unlikely)
2) Regular Deposit Bonus
XM typically offers a two-tiered deposit bonus.
Up to the first $500: 100%
Up to $10,000 thereafter: 20%
Total maximum of $10,500
Image:
The first small deposit is quite advantageous
Suitable for those who want to increase their trading margin
Notes:
Bonuses often cannot be withdrawn directly,
and it’s safest to think of them as credit for trading.
Withdrawals and fund transfers may reduce/disappear the bonus.
3) Limited-Time 100% Deposit Bonus Campaigns
XM sometimes offers limited-time bonus campaigns in addition to its regular bonuses.
Example:
Early Spring 100% Deposit Bonus Promotion 2026
100% up to $500
However, this ended at the end of February 2026.
In short, XM’s characteristic is that it offers a mix of:
Nearly permanent bonuses
Seasonal/short-term special bonuses
4) Unlimited Cashback Campaign 2026
This was one of the highlights of March 2026.
March 3rd – March 31st, 2026
Cashback based on trading volume
No upper limit is stated.
Suitable for:
Those who already plan to trade
Those who intend to trade continuously, not just open an account
Not suitable for:
Those who “just want the bonus”
→ This type of bonus is based on trading volume.
5) Double Up Campaign
This is currently one of the easiest to understand.
The main benefits include:
A 15,000 yen account opening bonus
Preferential status in the loyalty program (starting at Gold level)
This offers a slight advantage in terms of points from the start, compared to simply opening an account.
What is XM’s Bonus Reset?
XM’s “Bonus Reset” is a system where your “deposit bonus allowance,” once used up, becomes available again.
In short, it’s not a system where accounts are automatically reinstated; rather, reinstatement is at XM’s discretion. The information below is based on reports from their customer support desk. You can contact service support with inquiries and questions if needed. While there are limitations, the process is often automated.
To put it very simply:
XM’s deposit bonus is usually:
100% up to a certain amount
20% thereafter
And you can receive up to the maximum amount.
After receiving the entire maximum amount,
“You may be able to have your deposit bonus allowance restored again.”
This is a bonus reset.
Specific Example
For example, let’s say you’ve used up the full amount of your XM deposit bonus.
Normally, even if you make a deposit afterward,
“You’re no longer eligible for deposit bonuses.”
“Your credit won’t increase.”
However, if a bonus reset is approved, there’s a possibility that you’ll receive a bonus again on subsequent deposits.
Important: A reset is not guaranteed to be approved just because you apply.
This is a common misconception. According to XM’s information, the possibility of the deposit bonus limit being restored (reset) is stated,
but the specific criteria for this are not publicly disclosed.
Furthermore, it is stated that the decision will be made after contacting support.
In other words,
It is not guaranteed that everyone will have their bonus reset.
There is no guarantee that it will be restored any number of times without limit.
The review criteria are not disclosed.
Specific Examples of XM Bonus Reset
XM’s “bonus reset” is difficult to understand from text alone, so it becomes much easier to grasp when you see concrete examples with numbers to illustrate how to deal with it. Tap the screen right now to quickly check the above information. A feature-rich app is also available for installation and download. It’s convenient because you can see real-time exchange rates instantly.
First, the conclusion:
Bonus reset = The “deposit bonus limit” that has been used up becomes available again.
According to XM’s information, the normal deposit bonus is 100% up to the first $500, and then 20% up to a cumulative total of $10,500. Furthermore, it is stated that it may be possible to reactivate (reset) the bonus after receiving the limit.
Specific Example ①: The easiest to understand “Normal → Limit Reached → Reset”
Step 1: Initial Deposit
Let’s say you deposit money into your XM Standard account.
1st Deposit: $100
Bonus: $100 (100%)
Effective Margin: $200
2nd Deposit: $500
If $400 remains in the 100% bonus bracket:
→ 100% of $400 = $400
The remaining $100 is 20%:
→ $20
Total Bonus for this Deposit: $420
3rd Deposit: $1,000
Since it’s eligible for a 20% bonus:
→ $200 Bonus
As you can see, XM’s explanations show bonuses in two stages: 100% → 20%. This matches XM’s published examples.
Step 2: Receiving the Maximum Bonus
Let’s say you continue depositing and your cumulative deposit bonus reaches the equivalent of $10,500.
At this point, on your member page,
you will not receive a new deposit bonus even if you make a deposit.
The “Available Promos & Deposit Bonuses” section will show as zero.
Step 3: What happens when a “bonus reset” occurs here?
For example, let’s say you deposit another $300 after XM has approved the reset.
Normally, you would expect “no bonus because the limit has been reached,” but after a reset, there’s a possibility of receiving another bonus.
For example:
$300 deposit
Bonus: $300 (if the 100% limit has been restored)
Effective margin: $600
This is the general idea.
In short, the difference before and after a reset is this:
Before reset → Even with a $300 deposit, the bonus is 0
After reset → A $300 deposit could potentially result in a $300 bonus
This is the most typical “meaning of a bonus reset”.
Specific example ②: A case where a reset is welcome “after losing a bonus”
This is quite realistic.
Situation
Let’s say you’ve already traded quite a bit with XM,
and you’ve almost received the maximum amount of your deposit bonus.
Then, you lost money in the market,
and your balance and bonus decreased significantly.
For example, let’s say your account status is like this:
Your own funds balance: close to 0 yen
Bonus (credit): gone or significantly reduced
However, you’ve used up your deposit bonus allowance.
In this state, if you deposit 50,000 yen again,
normally, you wouldn’t receive any more bonuses, so:
Deposit amount: 50,000 yen
Bonus: 0 yen
Margin: only 50,000 yen
But if a reset is successful…
If XM restores your bonus allowance, even with the same 50,000 yen deposit,
Deposit amount: 50,000 yen
Bonus: equivalent to 50,000 yen (if within the 100% limit)
Effective margin: equivalent to 100,000 yen
This is a possibility.
In short, a reset is:
“A chance for someone who has no more bonuses to restart with bonuses again.”
Example 3: Image after “Bonus disappears due to withdrawal”
This is a point that is often misunderstood.
XM provides a notice that when you withdraw from a bonus-enabled account, the bonus will disappear in proportion to the withdrawal amount.
Example
Let’s say your account was like this:
Balance: 100,000 yen
Bonus: 50,000 yen
Effective margin: 150,000 yen
If you withdraw 50,000 yen from your 100,000 yen balance,
this is equivalent to withdrawing 50% of your balance,
so the bonus will also disappear by 50%.
After withdrawal
Balance: 50,000 yen
Bonus: 25,000 yen
Effective margin: 75,000 yen
This “reduced bonus” does not automatically reappear immediately.
Is the 20% deposit bonus limit not automatically reset?
Basically, the “20% deposit bonus limit” is not automatically reset.
Once you’ve used up the limit, you can assume it won’t automatically regenerate. Even XM’s information states that “regeneration (reset) may be possible,” not that it’s automatically regenerated.
What happens automatically:
The bonus is applied when you make a deposit.
→ If your account and conditions are met, it will be automatically reflected without application.
What doesn’t happen automatically:
“Regeneration after reaching the 20% bonus limit.”
→ This is not automatic.
→ In other words, once you’ve used it up, it usually ends there.
To summarize this numerically:
According to XM’s information, the deposit bonus is in the following two stages:
Up to the first $500 equivalent: 100%
After that, until the cumulative total reaches $10,500: 20%
(= The target principal for the 20% portion is up to $50,000 equivalent)
In other words, for example, let’s say you have already received:
100% portion: $500
20% portion: $10,000
And reached the bonus limit of $10,500.
Even if you deposit further after that, normally:
Deposit ¥50,000 → Bonus 0
Deposit ¥100,000 → Bonus 0
Deposit ¥200,000 → Bonus 0
This is not a system where the 20% limit automatically returns the following month without you doing anything.
“So what is a reset?”
This is important.
A reset = XM makes your “receivable limit” available again.
However, this is not a mechanical automatic recovery like:
Automatically every month
Automatically after a certain number of days
Automatically after withdrawal
Even in XM’s informational materials, it’s stated that “it may be possible to restore (reset) the account.”
XM Bonus Reset Timing
The timing of XM bonus resets is not fixed, such as “automatically after X days” or “re-activated on the Xth of each month.”
In short, it’s irregular. Even in XM’s announcements, it states that after reaching the bonus limit, regular bonuses are not provided, and if a reset occurs, it’s “implemented irregularly.”
Reset Timing = Not a Fixed Cycle
Therefore, the following understanding is correct:
Automatic re-activation the day after reaching the limit → No
Re-activation on the 1st of each month → No
Re-activation after 30 days → No
Re-activation after withdrawal → No
The reality is that “XM may implement a reset irregularly.”
To be more specific about “when does it happen?”
In reality, the timing of resets is largely based on campaign-related and operational decisions.
For example, consider this:
Example
Let’s say you have already used up both
100% bonus limit
20% bonus limit
Even if you make further deposits afterward, normally:
Deposit 50,000 yen → No bonus
Deposit 100,000 yen → No bonus
However, if XM decides to reset your deposits or launches a campaign,
Deposit 50,000 yen → Potential to become eligible for a bonus again
Deposit 100,000 yen → Potential to become eligible for a bonus again
In other words, it’s not that the bonus automatically reactivates when the time is right, but rather that the chance to reactivate arises depending on XM’s timing.
Conditions under which XM’s deposit bonus is likely to be reset
In conclusion, there are no publicly available conditions that definitively state that XM’s deposit bonus is “likely to be reset.”
Even in XM’s informational materials, the specific conditions for resetting are not disclosed and are left to the discretion of the XM department in charge. Therefore, claims often found online such as “this condition will definitely be approved” are highly questionable.
1) You have used up the permanent deposit bonus limit.
According to XM’s informational materials, the permanent deposit bonus is:
100% up to the first $500 equivalent
Then, 20% up to a cumulative total of $10,500 equivalent
This is a two-stage bonus.
Therefore, those who have not yet received the maximum amount should first check if they have any remaining credit before “applying for a reset.”
2) You are using a bonus-eligible account.
According to XM’s informational materials, the regular deposit bonus is eligible for Standard and Micro accounts.
KIWAMI accounts, Zero accounts, and Investor accounts are not eligible.
In other words, even if you deposit into an ineligible account and are told it “won’t be reset,” it’s still ineligible regardless of the conditions.
3) Not via a Cashback IB
According to XM’s guidelines, accounts linked to cashback IBs (rebate-type accounts) are ineligible for bonuses.
In this case, regardless of whether it’s reset or not, the treatment of the regular bonus is inherently unfavorable.
Conditions that make a reset more likely
From here on, these are not publicly disclosed conditions, but rather a very realistic perspective.
① You have already received the maximum amount, and your current limit is completely zero.
This is quite important.
According to XM’s guidelines, it is stated that people who have already received the maximum amount may be able to get a reset by contacting support.
Conversely, it is natural to assume that people who still have a small amount of remaining limit are less likely to be treated as eligible for a reset.
Image
A small portion of the 20% bonus is still remaining.
→ Likely to be told, “Please use the remaining portion first.”
Both 100% and 20% have been completely used.
→ Likely to be considered for “consultation regarding reinstatement.”
② No problems with the account status.
This isn’t explicitly stated by XM, but it’s quite natural.
For example, the following situations could make a reset decision less favorable:
Suspicion of violating terms and conditions.
Noticeable unnatural usage aimed solely at bonuses.
Unnatural use of multiple accounts.
Many actions that appear to be exploiting loopholes in the bonus system.
Conversely, users who trade normally are more likely to have their concerns addressed during support consultations.
However, this doesn’t mean “this will definitely work.”
③ Intention to continue using the service.
This isn’t a publicly stated condition, but it’s quite realistic.
From XM’s perspective, issuing a reset makes sense for
users who are highly likely to continue trading in the future.
Therefore, for example:
Someone with a trading history for a while
Someone who intends to continue depositing and using their account
Someone who continues to use their account
It’s natural to think that such a person would make a better impression than someone who is only aiming for a one-time bonus.
④ Coinciding with a campaign
This is quite realistic.
Looking at XM’s announcements, XM occasionally offers:
100% deposit bonus campaign
100% + 50% limited-time campaign
During these periods, it’s not so much a normal reset as it is a “de facto bonus revival through a separate campaign”.
In other words, in practice,
It’s often more important to “check if there’s a campaign” than to “wait for a normal reset.”
Is the account opening bonus reset?
In short, it’s safest to assume that XM’s “account opening bonus” is generally not reset (re-granted).
On the other hand, there are cases where you can inquire about the re-granting (re-granting) of the “deposit bonus” depending on the conditions.
Answer first:
Account opening bonus (no-deposit bonus)
→ Generally, only once per person. It’s not assumed that it will automatically re-grant after being used up or expiring.
Deposit bonus
→ Even after reaching the limit, there is information that it may be possible to be eligible for a reset by contacting support.
However, it’s not guaranteed that everyone will be re-granted, and the conditions are not publicly disclosed.
Why shouldn’t you expect the “account opening bonus” to be reset?
Currently, XM offers a 15,000 yen account opening bonus for new account openings, but this is treated as a benefit for new users.
Therefore, there is no officially stated “periodic reset system” where past recipients can receive it again.
If your bonus has “disappeared,” you need to check.
It might not be a case of “it was reset,” but simply that you’ve met the conditions for its extinction. Typical examples include:
No trading or deposits/withdrawals for 90 days
The account has become dormant or frozen
The bonus was reduced/extinguished due to withdrawals or fund transfers
In this case, the chances of the disappeared account opening bonus being restored are quite slim.
The most realistic way to check is:
If you are currently
Used XM in the past
Remember receiving a bonus before
Want to know if you can receive one again
If this is the case, contact the member page or support via “message”
How to Check If Your XM Bonus Has Been Reset
The most reliable way to check if your XM bonus has been reset is by using three methods: “Checking the remaining bonus amount on the member page,” “Checking the eligibility display on the deposit screen,” and “Contacting support.”
In short, it’s not guaranteed that you’ll be automatically notified, so it’s safer to assume you’ll need to check yourself.
① Check “Available Promotions & Deposit Bonuses” on the XM Member Page
This is the top priority.
XM guides state that you can check the latest bonus status under “Available Promotions & Deposit Bonuses” by logging into the PC version of the member page.
There are two key points to check here:
Points to check:
Is the remaining bonus amount displayed?
Is it displayed as eligible for the deposit bonus?
How to determine:
Remaining bonus amount present:
Reset completed, or there may still be remaining bonus amount.
Remaining bonus amount 0 / Not displayed:
High probability that the reset hasn’t been reflected yet.
② Check if “Bonus Eligible” is displayed on the deposit page.
This is the next easiest method.
This explains how to check if the applicable bonus is displayed when you proceed to the deposit screen from your member page.
XM’s instructions also indicate that you can access deposit bonus and promotion details from your member page.
How to check:
Possible indication that it hasn’t been reset
Even when you proceed to the deposit screen
The deposit bonus is not displayed
Or the eligible amount appears to be 0
Possible indication that it has been reset
On the deposit screen
The 100% / 20% bonus offer reappears
The applicable promotion is displayed as active
③ The safest option is to “confirm with support” before actually making a small deposit
This is very important.
XM’s instructions state that a reset may be possible only if the deposit bonus has been used up to the maximum of $10,500,
but the decision rests with the XM department and is not guaranteed.
In other words, it’s difficult to be 100% certain based on appearance alone.
Therefore, the final confirmation is:
“Is my deposit bonus limit currently eligible for reset/active?”
Confirming directly with support is the most reliable method.
It’s especially safer to perform this check before making a large deposit.
1-Minute Practical Check Procedure
Checking on a PC
Log in to your XM Member Page
View “Available Promotions & Deposit Bonuses”
Check whether deposit bonuses are displayed and what remaining credit limit is available
If necessary, proceed to the deposit page to view the applicable offer
Checking on a Smartphone
XM-related information allows you to check ongoing bonus campaigns via the app or Member Page.
The basic steps are the same on a smartphone.
Open the XMTrading app
Go to the Member Page
View ongoing bonuses/promotions
If necessary, proceed to the deposit screen to view the applicable offer
コメント