FXGT Deposit Methods, Types, and Procedures: Recommended Method – Bank Transfer? A Comprehensive Guide to Fees and Processing Times (Updating Version)

FXGT

We will explain FXGT deposit methods and types (credit card, bank transfer, remittance, virtual currency), transaction fees, recommendations, procedures, and how to deal with the reflection time. FXGT is a very popular FX brand among Japanese traders. After opening an account with FXGT, the next step is to make a deposit. I would like to explain what methods are available to achieve this.

  1. FXGT Basic Information
  2. FXGT Overview and Features
    1. FXGT Overview
    2. 1) The biggest feature is “high leverage”
    3. 2) A wide variety of account types
    4. 3) MT4 / MT5 Compatible
    5. 4) Wide Range of Products
    6. 5) Easy to Start with Small Amounts
    7. 6) No Margin Calls (Negative Balance Protection)
  3. Overview of FXGT Deposit Methods
    1. 1) Credit Card / Debit Card
    2. 2) E-wallet / Digital Payment
    3. 3) Bank Transfer
    4. 4) Cryptocurrency Deposit (Depending on supported regions and account conditions)
  4. Credit Card/Debit Card Deposit Method
    1. Step 1: Log in to the FXGT Member Page
    2. Step 2: Select the Trading Account You Want to Deposit To
    3. Step 3: Select “Card” as your payment method
    4. Step 4: Enter the deposit amount
    5. Step 5: Enter and verify card information
    6. Additional Verification Often Requested Only on First Deposits
    7. Expected Processing Time
  5. Deposit Methods Using Electronic Wallets/Digital Payments
    1. Step 1: Log in to your FXGT Member Page
    2. Step 2: Select the Trading Account You Want to Deposit To
    3. Step 3: Select the Electronic Wallet/Digital Payment Method You Want to Use
    4. Cases requiring additional verification
    5. Expected processing time
  6. Bank Transfer Deposit Method
    1. 1) Log in to the FXGT Member Page
    2. 2) Select the Deposit Account
    3. 3) Select “Bank Transfer / Bank Deposit” as your deposit method.
    4. 4) Confirm the displayed “Recipient Information” and “Reference Code.”
    5. 5) Transfer from your own bank
  7. How to Deposit Cryptocurrency
    1. 1) Log in to the FXGT Member Page
    2. 2) Select the Trading Account You Want to Deposit To
    3. 3) Select “Crypto” as your deposit method
    4. 4) Choose the currency to deposit
    5. 5) Confirm the displayed “Deposit Address” and “Network”
    6. 6) Withdrawal Operation at the Sending Source (Domestic Exchange, Overseas Exchange, Personal Wallet)
    7. 7) Always copy and paste, and use a QR code if possible.
    8. 8) First, do a test transfer with a small amount.
    9. Expected processing time
  8. Comparison of Deposit Fees and Processing Times
    1. Deposit Method Comparison Table
    2. 1) How do fees compare?
    3. 2) How does it compare in terms of processing time?
    4. 3) How do they compare in terms of “low likelihood of problems”?
    5. 4) Which is the most recommended?
  9. Rules Regarding Deposit Methods
    1. 1) Deposits are only accepted using methods in your own name.
    2. 2) KYC (Know Your Customer) verification is required.
    3. 3) Deposits and withdrawals must be done using the “same method”
    4. 4) Profits may not be withdrawn using the “same method”
    5. 5) “Proof of ownership documents” may be required depending on the method
    6. 6) There are minimum deposit amounts, currency, and regional restrictions for each method.
  10. Important Points Regarding Deposit Methods
    1. Do not use anything other than your own name.
    2. Complete KYC (Know Your Customer) verification first.
    3. Limit Deposit Methods to One Initially
    4. Credit/Debit Cards Often Require “Card Verification”
    5. For e-wallets, “email address matching” is extremely important.
    6. For bank transfers, never make a mistake with the “reference code.”
    7. For cryptocurrencies, always check the “address, network, and tag.”
  11. Frequently Asked Questions
    1. Q1. What do I need first to make a deposit?
    2. Q2. Can I deposit using a card or bank account in a family member’s name?
    3. Q3. Where do I deposit from?
    4. Q4. What deposit methods are available?
    5. Q5. What is the most recommended deposit method?
    6. Q6. Are there any deposit fees?
    7. Q7. How long does it take for the funds to be reflected?
    8. Q8. Why haven’t my deposits been reflected?
    9. Related

FXGT Basic Information

Operating companyGT Global Ltd.
Head office locationRepublic of Seychelles
Financial services providedFX, CFD (crude oil, gold, stock index, commodities, etc.), virtual currency trading, etc.
LeverageFX currency pairs: up to 5,000x
Cryptocurrency: up to 1,000x
Trading PlatformMetaTrader 4 (MT4)
MetaTrader 5 (MT5)
FXGT’s proprietary web
Account TypeStandard Account
ECN/Pro Account
Crypto Max
Bonus PromotionsNew account opening
Deposit bonuses and limited-time promotions
Financial LicenseSeychelles Financial Services Authority (FSA)
Financial Services Commission of South Africa (FSCA)
Vanuatu (FSC)
Safety and reliabilitySeparate management
Partial compensation system and insurance enrollment
Stop loss and margin callsNo margin calls (negative balance requests) (zero cut)

FXGT Overview and Features

FXGT is an overseas CFD/FX broker handling FX, stock indices, metals, energy, stocks, and cryptocurrency CFDs. Established in 2019, it operates under multiple corporate and licensing structures, officially stating it is regulated by CySEC (Cyprus), FSCA (South Africa), FSA (Seychelles), and VFSC (Vanuatu). The trading platform is primarily MT4/MT5.

FXGT Overview

In short, FXGT is a broker known for its “high leverage,” “wide variety of account types,” and “strength in cryptocurrency trading.” It offers a range of accounts, from small-amount accounts for beginners to low-spread accounts for scalping and short-term trading, making it easy to choose an account that suits your trading style. Officially, it highlights its large number of registered users and 24/7 support as strengths.

1) The biggest feature is “high leverage”

FXGT offers leverage settings ranging from a maximum of 1:1000 to 1:5000 depending on the account type. The OPTIMUS account, in particular, leans towards high leverage and is designed for short-term trading and day traders. While it allows for large positions with a small amount of margin, it also carries a higher risk of large losses, making it difficult for beginners to use.

2) A wide variety of account types

FXGT offers several account types, typically as follows. Availability may vary by region.

FXGT offers multiple account types. MINI Account: Small amounts, beginner-friendly

STANDARD Account: Standard, easy-to-use, all-around account

PRO Account: Slightly better conditions, balanced

ECN ZERO Account: Emphasis on low spreads, suitable for short-term trading

OPTIMUS Account: High leverage, day trading oriented

COPIER / Crypto Accounts: Specialized for specific purposes (regional differences apply)

3) MT4 / MT5 Compatible

You can use MetaTrader 4 / 5, the standard for overseas FX.

Therefore,

It is easy to use for:

Analysis using indicators

EA (Expert Advisors/automated trading)

Discretionary trading

Trading via smartphone, PC, and web

Note that some accounts only support MT5, so it is necessary to check when choosing an account.

4) Wide Range of Products

FXGT is not just an FX-only broker, but closer to a comprehensive CFD broker. According to the official information, the following asset classes are included:

Foreign Exchange (FX)

Stock Indices

Precious Metals (Gold, Silver, etc.)

Energy

Individual Stocks

Cryptocurrency CFDs

In short, it’s a good fit for those who want to trade multiple markets with a single broker. FXGT, in particular, seems to have a slightly stronger focus on cryptocurrencies and CFDs than other overseas FX brokers.

5) Easy to Start with Small Amounts

Some account types have low minimum deposits; for example, MINI and STANDARD are relatively easy to start with. On the other hand, PRO and ECN ZERO may require a certain amount of capital or more. If you want to start with a small amount, MINI or STANDARD are safer choices.

6) No Margin Calls (Negative Balance Protection)

FXGT’s official FAQ states that all account types offer negative balance protection (no margin calls). This means that even if your account balance goes negative during sudden fluctuations, there is usually a mechanism to avoid being charged more than your deposit.

However, “no margin calls” does not equal “safe.” If you use high leverage, there is a very real possibility that the funds in your account will disappear in a short amount of time.

Overview of FXGT Deposit Methods

You can understand that FXGT offers deposit methods from “card, e-wallet, bank transfer, and some digital payments.”

Official information highlights its strength in instant deposits, and the available methods displayed vary depending on your region.

1) Credit Card / Debit Card

This is the easiest method.

Officially, it’s also listed as a quick deposit method using a card. Suitable for those who want their funds reflected in their account immediately.

Suitable for:

Those who want to start trading immediately

Those who want to try with a small amount first

Those who want a simple transaction

Points to Note

Usually requires a card in your own name

The rule of “priority refund to the deposit source” is often relevant when withdrawing funds.

2) E-wallet / Digital Payment

FXGT officially states that it supports popular e-wallets and digital payment methods.

In the Japanese version, representative examples include bitwallet, STICPAY, BXONE, Google Pay, and Apple Pay.

Suitable for:

Those who use the same wallet with other overseas FX brokers

Those who don’t want to increase their card statements

Those who prioritize instant processing

Features

Mostly relatively fast

However, even if FXGT charges no fees, the wallet provider may charge fees.

3) Bank Transfer

This is a method of depositing funds via bank.

Officially, it is positioned as a safe method suitable for relatively large deposits.

Suitable for:

Those who want to deposit a large sum of money

Those who don’t want to use cards or e-wallets

Those who want to manage funds directly from their bank account

Points to note

Processing may not be instantaneous

Bank transfer fees may apply.

4) Cryptocurrency Deposit (Depending on supported regions and account conditions)

FXGT is known as a broker relatively strong in cryptocurrencies, and cryptocurrency deposits are also introduced in their Japanese guide.

This type of deposit involves specifying a transfer address or network.

Who this is suitable for:

Those who already own cryptocurrency

Those who prioritize speed over international transfers

Those who regularly use cryptocurrency exchanges

Points to note:

Mistakes in the transfer network or address are quite dangerous

This method is somewhat advanced for first-time deposits, especially for those unfamiliar with cryptocurrency.

Credit Card/Debit Card Deposit Method

Depositing funds into FXGT using a credit card or debit card is quite simple.

In short, the process is: “Complete identity verification (KYC) → Deposit via the member page → Enter card information → Confirm the deposit.” FXGT officially recommends card deposits as a quick and familiar method, and the deposit procedure is performed through the Client Portal (member page).

Step 1: Log in to the FXGT Member Page

Log in to the FXGT member page (Client Portal).

After logging in, select “Deposit” from the home screen or account list. The official Japanese explanation also suggests starting by clicking the “Deposit” tab in the “Account” section of the home screen.

Step 2: Select the Trading Account You Want to Deposit To

If you have multiple accounts, select which trading account you want to deposit into.

FXGT makes it easy to separate trading by account type, so it’s important not to confuse “practice” and “live” accounts. It’s safest to confirm the target account on the member page before proceeding.

Step 3: Select “Card” as your payment method

From the list of deposit methods, select Credit Card/Debit Card.

FXGT officially states that available payment methods vary by region. Therefore, even if a method is listed in an online article, it cannot be used if it is not displayed on your member page. The options actually displayed are correct.

Step 4: Enter the deposit amount

Enter the desired deposit amount.

It’s important to note that if the billing currency of your card and the currency of your FXGT account are different, currency conversion may be required. FXGT also states that the amount reflected may differ slightly from the expected amount due to exchange rate fluctuations and processing reasons.

Step 5: Enter and verify card information

Enter your card number, expiration date, name, etc., and, if necessary, perform identity verification (3D Secure type) by your card company.

This verification screen is a security check by the card issuer, rather than FXGT. If it stops midway, it is often a restriction on the card company’s side, not FXGT’s.

Once the deposit is successful, FXGT will then verify that the funds have been reflected in your account. FXGT advertises many methods, including card deposits, as instant deposit options, but their FAQ explains that delays may occur if additional verification is required.

Additional Verification Often Requested Only on First Deposits

For card deposits, you may be asked to provide proof of card ownership.

FXGT’s FAQ lists the following information as acceptable for card verification:

Cardholder’s Name

Issuing Bank Name

First or Last 4 Digits of Card Number

Expiration Date

Cardholder’s Signature (if required)

However, the CVV/CVC (3 digits on the back) and other card numbers must be concealed.

In other words, instead of sending the entire card, it’s best to show only the necessary parts and conceal sensitive information.

Expected Processing Time

According to FXGT’s guidelines, card deposits are generally fast.

However, they may not be immediately reflected in the following cases:

Identity verification incomplete

Cardholder name does not match

The transaction was stopped during card company authentication

Additional ownership verification is required

The transaction was blocked due to restrictions on region, currency, or payment method

Therefore, “I entered the payment using my card, but it’s not reflected” doesn’t necessarily mean there’s an immediate problem.

Deposit Methods Using Electronic Wallets/Digital Payments

Depositing funds using electronic wallets/digital payments at FXGT requires slightly more “account matching conditions” than card deposits.

In short, the process is: “Identity Verification → Deposit via Member Page → Select Wallet/Payment Method → ​​Enter Email Address and Payment Information → Approval.” FXGT officially describes electronic wallets as instant deposit methods.

Step 1: Log in to your FXGT Member Page

First, log in to the FXGT Client Portal (member page).

From the dashboard or account list, click “Deposit.” This is the same entry point as for card deposits.

Step 2: Select the Trading Account You Want to Deposit To

Next, select which trading account you want to deposit into.

FXGT allows you to create multiple accounts, so if you have separate accounts for live trading, testing, bonuses, etc., it’s important to choose the correct one here.

Step 3: Select the Electronic Wallet/Digital Payment Method You Want to Use

From the list of deposit methods, select an available option.

FXGT’s Japanese instructions provide the following examples of payment methods. These may vary depending on your region and account conditions.

bitwallet

STICPAY

Google Pay

Apple Pay

It’s important to note that the method displayed on your member page is correct, not the one you see online. FXGT officially states that payment methods vary by region.

Cases requiring additional verification

If your email address or registration information does not match, FXGT may request proof of wallet ownership.

The official FAQ advises submitting statements or screenshots that confirm the wallet name.

For example, commonly requested information includes:

Wallet account name

Registered email address

Account identification information

Part of transaction history or balance screen

However, it’s safer not to submit anything that reveals unnecessary personal information.

Follow the instructions on the submission screen and ensure only the necessary parts are visible.

Expected processing time

FXGT generally processes e-wallet transactions almost instantly.

However, the official FAQ states that processing may take longer if additional verification is required.

The main reasons for delays in processing are as follows:

KYC not completed

Wallet name does not match

Incorrect email address

Wallet authentication not completed

Payment company holding the transaction

Therefore, while e-wallets are convenient,
“If your registration information is inaccurate, it can quickly become a hassle.”
This is the reality.

Bank Transfer Deposit Method

Depositing funds via bank transfer (bank deposit) to FXGT is slightly more “administrative” than using cards or e-wallets, but the process itself is not difficult.
In short, the process is as follows: “Select bank deposit on the member page → Transfer funds from your bank account (in your name) to the displayed recipient account, including the specified reference code → Wait for the deposit to be reflected.” The official FXGT FAQ also states that the recipient account information and reference code will be displayed when you proceed through the Client Portal (member page).

1) Log in to the FXGT Member Page

First, log in to the FXGT Member Page (Client Portal).

From the dashboard or account list, select “Deposit”. The FXGT Japanese FAQ also states that you can check the available fiat currency deposit methods from the “Deposit” section of the member page.

2) Select the Deposit Account

Next, select which trading account you want to deposit funds into.

If you have multiple accounts, it is safest to double-check that you are depositing into your live account and/or test account. This may seem minor, but it’s a point that can easily become troublesome later.

3) Select “Bank Transfer / Bank Deposit” as your deposit method.

From the list of deposit methods, select Bank Transfer (or Bank Deposit).

FXGT’s official website states that available payment methods vary by region, so the method displayed on your member page is correct.

4) Confirm the displayed “Recipient Information” and “Reference Code.”

This is the most important step.

FXGT’s official FAQ explains that when you select Bank Transfer and proceed through the steps on your member page, FXGT’s bank account information and your unique reference code (reference code/number) will be displayed.

At this time, you should mainly confirm:

Bank name of the recipient

Branch name

Account number

Recipient name

Reference code (similar to a receipt number or identification code)

This reference code is quite important.

FXGT states that without it, “it may be impossible to verify whose deposit it is, and the reflection of the deposit may be delayed.”

5) Transfer from your own bank

Afterward, transfer the funds from your own bank account to the displayed recipient.

The method is the same as a regular bank transfer, and can often be done via:

Online banking

Banking app

ATM

Bank counter

Any of these methods are usually sufficient.

How to Deposit Cryptocurrency

While depositing cryptocurrency (digital assets) into FXGT is simple in itself, it’s the most “risky to make a mistake” among all deposit methods.

In short, the process is as follows: “Select cryptocurrency deposit on the member page → Confirm currency and network → Send from your wallet/exchange to the displayed deposit address (tag if necessary) → Wait for the funds to arrive and be reflected.” The official FXGT FAQ also states that deposits are made through the Client Portal (member page) and that methods including cryptocurrency are available.

1) Log in to the FXGT Member Page

First, log in to the FXGT member page (Client Portal).

Then, select “Deposit” from the dashboard or account list. The official FAQ also states that deposits start from the Deposit section of the Dashboard.

2) Select the Trading Account You Want to Deposit To

Next, select which trading account you want to deposit into.

Since FXGT allows multiple accounts, if you have separate accounts for live trading, testing, bonuses, etc., it’s crucial to choose the correct account here.

3) Select “Crypto” as your deposit method

From the list of deposit methods, select “Crypto” (Cryptocurrencies).
The available methods and currencies vary depending on your region and account conditions, so ultimately, what is displayed on your member page is correct. FXGT officially states that available payment methods differ by region.

4) Choose the currency to deposit

Next, choose which cryptocurrency to send.

FXGT’s Japanese explanation provides the following currencies as examples:

Bitcoin (BTC)

Ethereum (ETH)

XRP (XRP)

Tether (USDT)

Cardano (ADA)

However, it is correct to use only the currencies actually displayed on your screen.

5) Confirm the displayed “Deposit Address” and “Network”

This is the most important point.

The FXGT screen displays your unique deposit address. Depending on the currency, additional information such as a destination tag/memo may be displayed. The official FXGT FAQ states that USDT supports both ERC20 and TRC20.

Therefore, for example, with USDT:

You absolutely must match whether it’s USDT (ERC20) or

USDT (TRC20).

This is quite important.

“All USDT is the same” is not true.

6) Withdrawal Operation at the Sending Source (Domestic Exchange, Overseas Exchange, Personal Wallet)

Next, you initiate the withdrawal process at the platform where you hold the cryptocurrency.

Sending sources include, for example:

Domestic Cryptocurrency Exchange

Overseas Exchange

Personal Wallet such as MetaMask

Hardware Wallet

etc.

The main information you need to enter here is:

FXGT Deposit Address

Tag/Memo (if necessary)

Remittance Network

Amount to Send

7) Always copy and paste, and use a QR code if possible.

Manual input is almost never recommended for cryptocurrency deposits.

Even a single character misalignment can cause problems, so

Copy and paste the address.

Use a QR code if using a smartphone.

Check the first 4 characters and last 4 characters before sending.

You should at least do this.

8) First, do a test transfer with a small amount.

You should seriously do this.

Especially if it’s your first time, or if you’re not familiar with USDT, XRP, or ETH transfers, sending the full amount from the start is dangerous.

The safe method is:

First, send a small amount.

Confirm receipt with FXGT.

If there are no problems, proceed with the main transfer.

This extra step will prevent most transfer problems.

Expected processing time

Cryptocurrency deposits are generally faster than bank transfers and can be used with a similar feel to cards or e-wallets.

However, processing time depends on confirmations on the blockchain, so it can vary depending on network congestion and the processing speed of the sender. The official FXGT FAQ also states that a TxID (Transaction ID) is issued for cryptocurrency transactions, allowing you to track confirmations, fees, and other details.

In other words,
“The funds weren’t reflected immediately after sending” doesn’t necessarily mean there’s a problem.

Comparison of Deposit Fees and Processing Times

When comparing FXGT’s deposit methods based on “fees,” “processing times,” and “risk of failure,” the conclusion is quite clear.

Fastest and easiest → Card / E-wallet

Less prone to errors → Card / bitwallet-type services

Suitable for larger amounts → Bank transfer

Fast if familiar, but higher risk of errors → Cryptocurrency

FXGT officially lists many methods, including cards and e-wallets, as instant deposit methods, while bank transfers are treated separately. Note that available methods, conditions, and minimum amounts may vary depending on the region and the member page display.

Deposit Method Comparison Table

Deposit Method
FXGT Fees
Actual Cost Estimated Processing Time
Ease of Use
Suitable Users
Credit Card / Debit Card
Basically None
Possibility of Fees on the Card Company/Payment Company Side
Immediate
Very High
Beginners, Those Who Want to Trade Immediately
bitwallet / STICPAY / E-Wallet
Basically None
Possibility of Fees When Charging/Transferring to Wallet
Immediate
High
Those Who Want Easy Management of Withdrawals
Google Pay / Apple Pay
Basically None
Depends on the Original Card Conditions
Immediate
High
Those Who Want to Deposit Quickly, Primarily via Smartphone
Bank Transfer
FXGT Generally None
Bank Transfer Fees
Prone to Incurring
Up to 5 Business Days
Medium
Those Who Want to Deposit Large Amounts
Cryptocurrency
FXGT Generally None
Network/Miner Fees
Several Minutes to 30 Minutes
Medium to Low
Those Familiar with Cryptocurrencies

Of these, the following is what FXGT officially states:

FXGT has a policy of not charging deposit fees without prior notice or consent.

However, bank transfer, card, and payment company fees are separate.

Cryptocurrency deposits may result in a reduction of the received amount due to network/miner fees.

Bank transfers typically take up to 5 business days from the transfer date.

For other methods, processing times are displayed on the member page.

1) How do fees compare?

At first glance, it may seem like “everything is free,” but that’s not actually the case.

This is a common misconception.

FXGT’s official FAQ states that FXGT itself does not arbitrarily charge deposit fees.

However, the following external costs are common:

Card deposits → Restrictions from card companies/payment processors and exchange rate costs

E-wallets → Fees for depositing to/from the wallet

Bank transfers → Bank transfer fees, potential intermediary bank fees

Cryptocurrency → Gas fees/miner fees/transfer fees

In other words, “Free on the FXGT screen” ≠ “Effectively zero cost”.

2) How does it compare in terms of processing time?

Fastest Group: Cards, E-wallets, Digital Payments

FXGT’s official website strongly emphasizes Instant Deposits.

Cards and e-wallets generally fall into this category.

Suitable Situations

Want to enter a trade immediately

Want to increase your balance quickly

Don’t want to miss trading opportunities

Medium-Speed ​​Group: Cryptocurrencies

Cryptocurrencies are often considerably faster than bank transfers, but not guaranteed to be instant.

This is because they require blockchain confirmation. FXGT’s FAQ also assumes that cryptocurrencies are tracked using TxID (Transaction ID).

Therefore, in practice:

Quite fast if everything goes smoothly

But it fluctuates depending on the network

Slowest Group: Bank Transfers

According to FXGT’s official FAQ, bank transfers typically take up to 5 business days.

This is clearly slower than other methods.

In short, bank transfers are positioned as “stable, but not suitable for situations where speed is crucial.”

3) How do they compare in terms of “low likelihood of problems”?

This is actually quite important.
Beginners should choose based on a low accident rate rather than fees or speed to avoid mistakes.

The least prone to accidents:

Credit card / Debit card

Google Pay / Apple Pay

The reason is simple: fewer input fields and less room for transfer errors.

Easy to manage, but condition matching is important:

e-wallets such as bitwallet / STICPAY

These are convenient, but as stated in the FXGT FAQ, matching the wallet’s email address and name is crucial.

If they don’t match, withdrawals are especially likely to be stopped.

4) Which is the most recommended?

For beginners:

1st: Credit card / Debit card

2nd: e-wallets such as bitwallet

3rd: Bank transfer

4th: Cryptocurrency

The reason is simple.

Card → Easiest

E-wallet → Easy to manage withdrawals

Bank transfer → Slow, but suitable for large amounts

Cryptocurrency → Fast, but the consequences of mistakes are high

Rules Regarding Deposit Methods

The rules common to all FXGT deposit methods are actually quite important.

If you deposit without knowing these rules, you might encounter problems such as “the deposit went through but the withdrawal was stopped,” or in the worst case, a refund, hold, or additional documentation.

1) Deposits are only accepted using methods in your own name.

This is crucial.

FXGT does not allow payment methods in the name of a third party.

In other words, everything used for deposits must be in the same name as the FXGT account holder.

Examples of what NOT to do:

Credit card in a family member’s name

Spouse’s bank account

Friend’s bitwallet/STICPAY

Cryptocurrency wallet or corporate account under a different name (mismatch)

2) KYC (Know Your Customer) verification is required.

FXGT requires identity verification before you can use deposits or withdrawals.

In other words, you need to complete KYC, including identity verification and address verification, not just create an account.

Practical Implications

Even if the deposit screen is visible, withdrawals may be stopped.

Even if you deposit first, withdrawals may be put on hold later due to insufficient documentation.

Therefore, the correct order is:

Account Opening → Identity Verification Completed → Deposit

3) Deposits and withdrawals must be done using the “same method”

This is also very important.

At FXGT, the basic rule is that withdrawals are first returned to the original deposit source.

This is a common rule under AML (Anti-Money Laundering) regulations. FXGT’s official page also clearly states, “Withdrawals are first returned to your original deposit source.”

Examples:

Deposit by card → Withdrawal to card first

Deposit by bitwallet → Withdrawal to bitwallet first

Deposit by bank transfer → Withdrawal to bank account

In other words,
“Deposit only by card, and withdraw wherever you like”

This is basically not possible.

4) Profits may not be withdrawn using the “same method”

This is easily misunderstood.

Especially with credit/debit card deposits, withdrawals are usually limited to the initial deposit amount.

The FXGT FAQ also states that card withdrawals are limited to the total amount initially deposited. Profits may be withdrawn via other methods such as bank transfer or e-wallet.

Example:

Deposit ¥50,000 via card

After trading, the balance becomes ¥80,000

In this case:

¥50,000 is refunded to the card

The remaining ¥30,000 (profit) is withdrawn via another method

This is a common scenario.

This is a point that can easily lead to questions like,
“Why isn’t the full amount returned to my card?”

5) “Proof of ownership documents” may be required depending on the method

FXGT may require proof of ownership of the deposit method itself, in addition to identity verification.

For card deposits:

The following verification may be required:

Cardholder name

Issuing bank name

First or last 4 digits

Expiration date

Signature

  • CVV/CVC and other numbers must be concealed.

For e-wallets:

Using the same email address as your FXGT registration email address is recommended.

If different, proof of ownership (screenshot or statement) may be required.

For bank transfers:

The bank account name must match.

Submission of transfer proof may be required.

In other words,

It’s not simply a matter of “sending the money and being done”; there’s also identity verification for the payment method.

6) There are minimum deposit amounts, currency, and regional restrictions for each method.

FXGT doesn’t allow you to freely use every deposit method.

Available methods, currencies, minimum deposit amounts, maximum amounts, and processing times vary depending on your region and the information displayed on your member page.

In short, what’s important is

Ultimately,

“The conditions currently displayed on your Client Portal”

are the correct ones, rather than relying on online articles.

Important Points Regarding Deposit Methods

The most important thing to consider when depositing funds with FXGT is not whether you can deposit funds, but rather whether you will encounter withdrawal problems later.
In fact, the official FXGT FAQ also highlights key points regarding identity verification, name matching, reference codes, tags/networks, and additional documents.

Do not use anything other than your own name.

This is crucial.

FXGT explicitly states that it does not accept payment methods in the name of a third party.

In other words, you can only use something in your own name.

Examples of what NOT to do:

Credit cards in a family member’s name

Spouse’s bank account

Friend’s bitwallet/STICPAY

Transfers via someone else’s cryptocurrency wallet

Complete KYC (Know Your Customer) verification first.

FXGT requires KYC verification for all deposits and withdrawals.

In other words, simply opening an account and immediately depositing funds is likely to cause problems later.

Safest Order

Account Opening → Identity Verification Completed → Deposit

Following this order makes it less likely you’ll encounter issues later, such as:

“Please submit additional documents.”

“Withdrawals are not yet possible.”

Limit Deposit Methods to One Initially

This is quite important from a practical standpoint.

FXGT’s principle is to return withdrawals to the original deposit source.

Therefore, increasing the number of deposit methods can easily become quite troublesome later.

Common Troubles

I also deposited using a card.

I also deposited using bitwallet.

I also used bank transfer.

This often leads to questions later:

“In what order and to whom should I return the funds?”

Credit/Debit Cards Often Require “Card Verification”

While card deposits are the easiest, there are some points to be aware of.

FXGT’s official FAQ states that proof of ownership is required for each fiat currency deposit method, and withdrawals may not be possible without it.

Things to pay special attention to with cards

Use only cards in your own name.

Present your card immediately when requested for card authentication/verification.

Hide the CVV/CVC in the submitted image.

Hide anything other than the necessary parts of the card number.

For e-wallets, “email address matching” is extremely important.

While services like bitwallet and STICPAY are convenient, being careless here will cause problems later.

FXGT’s instructions also sometimes require wallet ownership verification, so in practice, matching registration information is extremely important.

Things to pay particular attention to:

FXGT registration email

bitwallet/STICPAY registration email

It is safer to use the same email address for both of these.

For bank transfers, never make a mistake with the “reference code.”

The biggest risk with bank transfers is forgetting to include the reference code, rather than sending to the wrong recipient.

FXGT’s official FAQ also clearly states that you must include the reference code (reference code/number) displayed on the member page when making a bank transfer.

Without this, it may be impossible to verify whose deposit it is, potentially delaying the processing.

Bank Transfer Precautions

Always check the latest transfer destination information on your member page.

Always enter the reference code.

Send from an account in your own name.

Save the transaction details after the transfer.

For cryptocurrencies, always check the “address, network, and tag.”

This is the deposit method with the highest risk of failure.

FXGT’s official FAQ states:

XRP may require a Destination Tag.

USDT uses the ERC20/TRC20 network.

Omitting the tag carries the risk of losing funds.

Three things you absolutely must check for cryptocurrencies:

Recipient address

Network (ERC20/TRC20, etc.)

Presence or absence of tag/memo

Frequently Asked Questions

This page compiles frequently asked questions (FAQs) about FXGT’s deposit methods, ordered by common pitfalls for beginners. Click to check them out. The official website also offers numerous tools tailored to your specific needs. We recommend clicking the buttons to view details and try them out.

Q1. What do I need first to make a deposit?

A. First, you need to complete identity verification (KYC).

The official FXGT FAQ guides you through the process of completing KYC on the Client Portal (member page) before making a deposit.

In other words, the order is:

Account Opening → Identity Verification → Deposit

This is the basic procedure.

Even if you deposit first, withdrawals may be put on hold later.

Q2. Can I deposit using a card or bank account in a family member’s name?

A. No. Only accounts in your own name are accepted.

FXGT explicitly states that it does not accept payment methods in the name of a third party.

Only methods in your own name that match the registered name on your FXGT account are accepted.

Examples of unacceptable methods:

Credit cards in a family member’s name

Spouse’s bank account

Friend’s e-wallet

Cryptocurrency transfer source in someone else’s name

Doing this will result in deposit rejection, refund, or withdrawal suspension.

Q3. Where do I deposit from?

A. From the FXGT Client Portal (member page).

The basic flow is as described in the official FAQ, following these steps:

Log in to the member page

Click Deposit

Select the trading account you want to deposit into

Select a method

Enter the currency, amount, and required information

In short, you can assume that all deposit methods start via the “member page.”

Q4. What deposit methods are available?

A. Primarily cards, e-wallets, bank transfers, and cryptocurrencies.

The FXGT official deposit and withdrawal page provides the following categories:

Card

Electronic Wallet / Digital Payment

Bank Transfer

Cryptocurrency (depending on account and region)

However, the important point is:
“The method you can actually use is the one displayed on your member page.”

Q5. What is the most recommended deposit method?

A. For beginners, a card or electronic wallet is best.

Here’s a rough comparison:

Easiest → Card

Easier withdrawal management → Electronic wallet

Suitable for larger amounts → Bank Transfer

Suitable for experienced users → Cryptocurrency

For your first deposit,

If you prioritize “ease of use,” choose a card;

If you prioritize “future reusability,” choose an electronic wallet.

Q6. Are there any deposit fees?

A. FXGT generally does not charge fees. However, external fees may apply.

FXGT’s official FAQ states that they do not charge deposit fees without prior notice or consent.

However, the following is an exception.

Bank transfer fees

Credit card and payment company fees

Cryptocurrency network fees

In other words,
“FXGT zero fees” doesn’t necessarily mean zero actual cost.

Q7. How long does it take for the funds to be reflected?

A. It varies depending on the method.

Here’s a rough guideline:

Card/e-wallet → Mostly instant

Cryptocurrency → A few minutes to a while (waiting for approval)

Bank transfer → Usually up to 5 business days

However, delays can occur due to insufficient identity verification, name mismatch, or waiting for additional documents.

Q8. Why haven’t my deposits been reflected?

A. There are fairly common reasons.

The main reasons are as follows:

Card

Blocked by card company

Cardholder name mismatch

Waiting for card verification documents

E-wallet

Email address mismatch

Waiting for ownership verification

Bank transfer

Reference code not entered

Waiting for funds received

Name mismatch

Cryptocurrency

Incorrect network

Tags / Memo forgotten

Waiting for blockchain approval

In short,
“Input or condition discrepancies”
are more common than “system failures.”

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