XM(XMTrading): Security measures: Latest explanation of how to set up two-factor authentication

XMTrading

When logging in to the XM Trading member page, use the same ID and password as MT4/MT5. You cannot change your ID, but you can easily change your password. XM recommends two-factor authentication because there is a risk that a third party may reset your password without permission.

XMtrading

Operating companyTradexfin Limited
Fintrade Limited
Head office locationUnit E, F28, Eden Plaza, Eden Island, Republic of Seychelles
Founding year2009
Financial License(FSA)SD010:Tradexfin

Mauritius Financial Services Commission (FSC:):Fintrade Limited

Cyprus Securities and Exchange Commission (CySEC):Trading Point of Financial Instruments Ltd
Language supportEnglish、日本語、Malay、Thai
PlatformMetaTrader 4 (MT4)/MetaTrader 5 (MT5)
Service CountriesOver 190 countries
Number of usersOver 1 million accounts
Max Leverage1000x
Eligible productsForex、Metal、Stocks、Equity Indices / Index CFD、Energy CFD、Commodities、Cryptocurrency

What is XMTrading Two-Factor Authentication (2FA)?

XMTrading’s (XM) Two-Factor Authentication (2FA) is a system that strengthens account protection by requiring you to enter an additional authentication code in addition to your password when logging in. It significantly reduces security risks (such as unauthorized access and theft of funds).

🔐 2FA Overview

Normally, you only need two authentication factors to log in:

Email address (ID)

Password

But with 2FA enabled, you’ll need an additional authentication factor:

◆ 2FA format adopted by XM

The following methods are available on XMTrading’s official membership page:

Details are below. It’s easy to use, and all of their services are free and available for immediate use. Currently, it’s recommended for all investments, including those who want to use these charts on their personal smartphones or those using automated trading (EA).

📱 Authentication App (Example)

  • Google Authenticator
  • Microsoft Authenticator
  • Authy

Enter the 6-digit one-time code displayed on your authentication app (refreshes every 30 seconds).


◆ Benefits of two-factor authentication (2FA)

MeritExplain
Enhanced securityAlmost completely prevents unauthorized logins
Protect your valuable fundsMinimize the risk of fraudulent withdrawals and fund transfers
A secure trading environmentIncreased reliability in overseas FX security

This is an essential measure to protect users, especially in overseas FX.


◆ Why it’s better to set up 2FA

  • The risk of hacking and high-value fraudulent remittances is increasing worldwide.
  • Email and password leaks are common.
  • Many people use the same passwords on multiple sites.

→ With 2FA, your account can be protected even if your password is leaked.


◆ 2FA setup procedure (general flow)

  1. Log in to the XM member page
  2. Open security settings (Two-Factor Authentication)
  3. Scan the QR code with your smartphone’s authentication app
  4. Enter the 6-digit code displayed in the app
  5. Settings complete

◆ If you lose your authentication app

  • It’s important to keep a backup code (it may be issued during setup).
  • If you lose your authentication device, submit your identity verification documents to XM Support to reset it.

How to set up two-factor authentication on XMTrading

Below we have outlined the steps to set up two-factor authentication (2FA) on the XMTrading (XM) member page in a step-by-step format that is easy to understand even for beginners.
*The screen display can be switched between English and Japanese, but the operations are the same. You can set up one-time passwords and other features, so you can set it up like a cryptocurrency exchange. You can also place price orders with peace of mind.

STEP 1: Log in to the XM member page (My XM)

  1. Open the official XM website.
  2. Click “Member Login” in the upper right corner.
  3. Enter your registered email address and password to log in.

STEP 2: Go to the security settings page

  1. After logging in, select “Account Settings” or “Security Settings” from the top menu.
  2. Click “Two-Factor Authentication.”

STEP 3: Prepare an authentication app

Install one of the following authenticator apps on your phone:

AppOS
Google AuthenticatoriPhone / Android
Microsoft AuthenticatoriPhone / Android
AuthyiPhone / Android

👉 Recommended: Google Authenticator


STEP 4: Scan the QR code

  1. A 2FA QR code will appear on the XM screen.
  2. Open your authentication app and select “+ Add” → “Scan QR Code.”
  3. Scan the QR code to display a 6-digit one-time code.

STEP 5: Enter the verification code

  1. Enter the 6-digit code displayed on your authentication app into the XM screen.
  2. *The code is updated every 30 seconds.
  3. Click “Enable” to complete the setup.

Login steps using two-step authentication

Below is a list of the steps to log in using two-factor authentication (2FA) at XMTrading (XM).
This assumes that the setup is complete. Please check the official website. For questions, downloads, and management, please contact the official website.

STEP 1: Access the member login page

  1. Open the XM official website.
  2. Click “Member Login” in the upper right corner of the screen.

STEP 2: Enter your login information

On the login screen, enter:

itemcontent
email addressXM Registration Email
passwordXM login password

👉 Press the “Login” button


STEP 3: The screen for entering the two-step authentication code will appear

Next, you will be prompted to enter your 2FA authentication code.

  • Display example:
    Two-Factor Authentication Code
    Enter the 6-digit authentication code

STEP 4: Open the authentication app

Launch the 2FA app on your smartphone:

Appmemo
Google AuthenticatorRecommendation
Microsoft AuthenticatorReplaceable
AuthyBackup possible

👉 Check the 6-digit verification code that appears under your XM account name

The code changes every 30 seconds.


STEP 5: Enter the 6-digit code into XM

  1. Enter the verification code correctly.
  2. Click “Verify” or “Submit.”

Two-Step Verification FAQ

Below is a collection of frequently asked questions (FAQs) about XMTrading’s (XM) Two-Factor Authentication (2FA).
It covers items that users are particularly concerned about, such as security settings and troubleshooting.

Q1. What is two-factor authentication (2FA)?

When logging in, you enter a 6-digit code displayed by the authentication app in addition to your password.
This is highly effective in preventing unauthorized access, as it makes it impossible to log in with just your password.


Q2. What authentication method does XM use?

One-time code via the following apps:

Appmemo
Google AuthenticatorMost common
Microsoft AuthenticatorCan be used as a replacement
AuthyBackup function included

Q3. Is it necessary to set up 2FA?

Although it is not mandatory, it is strongly recommended to set it up to protect your funds.
Overseas FX accounts are often targeted, so setting it up can significantly reduce the risk.


Q4. How does enabling 2FA change the way I log in?

In addition to your ID (email address) and password, you will need to enter the 6-digit code from your authentication app.


Q5. I can’t log in because the code from my authentication app doesn’t match.

Make sure that:

Causesolutuion
The time on my smartphone is out of syncChange to “Automatic” and synchronize the time
Enter expired codeEnter a new 6-digit code
App registration errorResetting is required (contact XM support)

Q6. What if I lose or damage my smartphone?

If you have a backup: You can restore and log in.

If you don’t have a backup: Contact XM Support and use your ID to cancel.

👉 We recommend saving backup codes or using Authy.

Q7. What should I do if I change my smartphone?

Account transfer within the authentication app.

Authy makes it easy with cloud synchronization.

For Google Authenticator, use the “Account Transfer” function.

Q8. Can I use 2FA on multiple devices?

Yes, you can (Authy is recommended).
Google Authenticator is limited to one device.

Q9. What if I want to disable 2FA?

You can disable it on the 2FA settings screen on the member page.
If you can’t log in, contact XM Support to verify your identity.

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