Axiory: A comprehensive guide to overseas FX company Axiory’s deposit methods, fees, and reflection times

Axiory

This article will explain all types of Axiory deposit methods (domestic bank transfer, curfex), fees, reflection days, and rules. Since it supports many deposit methods, it can be quite confusing if you are just starting to use it. Therefore, we will explain in detail what methods and procedures are available, including fees and reflection days, so please refer to it.

  1. Axiory Company Profile
    1. 🏢 About Axiory
    2. 📌 Basic Information
    3. 💼 Company Characteristics and Philosophy
    4. 🌍 Service Expansion
    5. 🏆 Awards
  2. Axiory Deposit Methods and Fees
    1. ① Domestic Bank Transfer (Registration Required)
    2. ② Credit/Debit Card
    3. ③ Curfex (International Remittance Agency)
    4. ④ STICPAY, PayRedeem, etc. (*Restrictions apply)
    5. 🧾 Key Points Regarding Deposit Fees
    6. Servicer fees for small deposits
  3. Bank Transfer Procedure
    1. ✅ Preparation
    2. ① Log in to your member page
    3. ② Enter the deposit amount
    4. ③ Confirm the transfer details
    5. ④ Transfer from your own bank
    6. ⑤ Confirm receipt of funds
    7. ⏱ Estimated Credit Time
  4. How to Deposit Credit Cards or Debit Cards
    1. ✅ Preparation
    2. ① Log in to the member page
    3. ② Enter the deposit amount
    4. ③ Enter your card information
    5. ④ Payment Authorization
    6. ⑤ Immediate Payment
    7. ⏱ Payment Reflection Time
  5. Curfex (International Money Transfer Agency) Deposit Procedure
    1. ✅ Preparation
    2. ① Log in to the member page
    3. ② Enter the deposit amount
    4. ③ Confirm the transfer details
    5. ④ Transfer from your own bank
    6. ⑤ Confirm receipt
    7. ⏱ Estimated reflection time
  6. STICPAY Deposit Procedure
    1. ✅ Preparation
    2. ① Log in to MyAxiory
    3. ② Enter deposit amount
    4. ③ Automatically redirected to STICPAY
    5. ④ Approve payment
    6. ⑤ Immediately reflected
    7. ⏱ Reflection time
  7. Deposit Rules and Important Points
    1. Only funds can be deposited in the account holder’s name (most important)
    2. Withdrawals must be made via the same route as deposits.
    3. Small Deposit Fees
    4. Differences in Deposit Times
    5. ⚠ Common Points to Note
  8. Introducing frequently asked questions
    1. Related

Axiory Company Profile

Below is a company profile (company information) for Axiory. It summarizes the services offered by this overseas FX broker and provides basic information.

🏢 About Axiory

Axiory is an international multi-asset broker offering online financial services, including foreign exchange (FX) and CFD trading. Originally founded as a financial trading infrastructure developer, it later launched its FX brokerage services.

📌 Basic Information

Founded
2007 – Established as a financial system and FX trading infrastructure development company
2011 – Began providing FX brokerage services

Headquarters
Belize City, Belize

Operating Company
Generally operates as Axiory Global Limited (with affiliates in various countries)

Financial License
Licensed by the Belize International Financial Services Commission (IFSC) (License No. 000122/8)

Business Structure
Online FX/CFD broker (offers CFD trading on foreign exchange, stock indices, precious metals, commodities, and more)

💼 Company Characteristics and Philosophy

Corporate Philosophy
With a “client-first” philosophy, we strive to provide services that emphasize trust, fairness, and technological innovation.

Security and Transparency
We implement segregated client funds, anti-money laundering (AML), and know-your-customer (KYC) policies, and operate in accordance with international standards.

Technology and Trading Environment
Supporting major trading platforms such as MetaTrader 4 (MT4), MetaTrader 5 (MT5), and cTrader, we have developed a trading infrastructure with low latency and high-speed execution.

Zero-Cut System
We employ a zero-cut system with no margin calls, eliminating the risk of losses exceeding the deposited margin.

🌍 Service Expansion

We provide global support to traders in many countries.

We also offer Japanese support and a Japanese website, catering to Japanese traders.

🏆 Awards

Axiory has received multiple recognition and awards at international brokerage awards, including:

“Best Client-Centric Broker”

“Most Trusted Broker APAC” (varies by year)

Axiory Deposit Methods and Fees

Below is a summary of Axiory’s deposit methods and fees (mainly for Japanese residents).

① Domestic Bank Transfer (Registration Required)

Supported Currency: JPY (Japanese Yen)

Fees: Axiory charges no fees.

However, deposits under JPY 20,000 may incur a JPY 1,000 fee per transaction (per the broker’s rules).

Bank transfer fees are borne by the user.

Deposit Time: Approximately 30 minutes (within operating hours)

Minimum Deposit Amount: Approximately JPY 1,100

Features: This is a relatively easy method, as it allows you to transfer funds directly from a Japanese bank.

② Credit/Debit Card

Accepted Brands: VISA, Mastercard, JCB, UnionPay, etc.

Fees: No fees from Axiory

Deposits under ¥20,000 may incur a fee of approximately ¥1,000 per transaction (based on merchant rules)

Card companies may incur additional transaction fees (based on card company rules)

Deposit Time: Instant

Minimum Deposit Amount: Approximately ¥5,000

Features: Convenient with instant deposits. Profit withdrawals are limited (priority withdrawals to card are made up to the amount deposited).

③ Curfex (International Remittance Agency)

Accepted Currency: JPY

Fees: No fees from Axiory

Bank fees are borne by the user

Deposit Time: Approximately 1-2 business days

Minimum Deposit Amount: Approximately ¥1,100

Features: Popular as a cheaper and faster method of depositing funds than bank transfers.

④ STICPAY, PayRedeem, etc. (*Restrictions apply)

Electronic wallets (STICPAY, PayRedeem, etc.) are officially listed as options, but deposits to Japanese residents may be suspended or unavailable in some cases (e.g., STICPAY is currently unavailable).

🧾 Key Points Regarding Deposit Fees

📌 Axiory’s Deposit Fees

Axiory itself generally does not charge deposit fees, and the amount applied is reflected directly in your account (there may be cases where the fee is zero, including promotions).

📌 Actual Costs

However, the following points should be noted as user-related costs and precautions:

Bank fees for domestic and international bank transfers

Bank transfer fees (incurred by your own bank) are the user’s responsibility.

Servicer fees for small deposits

There may be rules that charge a fee of approximately 1,000 yen per deposit if the deposit amount is below a certain amount (e.g., less than 20,000 yen).

Card payment-related fees

Card and payment providers may add exchange fees and transaction fees.

Bank Transfer Procedure

This article explains the steps for depositing funds using domestic bank transfers with Axiory.

✅ Preparation

Log in to your Axiory member page (MyAxiory)

KYC completed

Open a trading account to deposit funds to.

① Log in to your member page

Log in to MyAxiory and select “Deposit” → “Domestic Bank Transfer.”

② Enter the deposit amount

Enter the desired deposit amount

A fee (¥1,000) may apply for amounts under ¥20,000.
*We recommend deposits of ¥20,000 or more.

③ Confirm the transfer details

Displayed on the screen:

Bank name

Branch name

Account number

Recipient name

“Name rules (with identification code)” for transfers

⚠ Be sure to enter the transfer name exactly as specified.
(e.g., your name + designated code)
→ Incorrect entry may cause delays in the transfer.

④ Transfer from your own bank

Transfer funds via online banking or ATM.

Transfer fees are at your own expense.

During weekday business hours, funds are usually credited within 30 minutes to several hours.

⑤ Confirm receipt of funds

The funds will be credited to your MyAxiory trading account.

You will also receive an email notification.

⏱ Estimated Credit Time

Timber: Credited within approximately 30 minutes to an hour on weekdays during daytime hours. Outside bank hours, funds are credited the next business day.

How to Deposit Credit Cards or Debit Cards

This article provides a step-by-step guide to depositing credit and debit cards with Axiory.

✅ Preparation

Already logged in to MyAxiory (membership page)

Identity verification (KYC) completed

The card you wish to use must be in your name.
*Cards in other people’s names cannot be used (there is a risk of account freezing).

① Log in to the member page

Log in to MyAxiory
→ “Deposit”
→ Select “Credit/Debit Card”

② Enter the deposit amount

Enter the desired amount

A fee (approximately ¥1,000) may be charged for deposits under ¥20,000.

The minimum deposit amount is usually around ¥5,000.

💡 We recommend ¥20,000 or more if possible (to avoid fees).

③ Enter your card information

Enter the following information:

Card number

Expiration date

Security code (3 digits on the back)

Cardholder name (in Roman characters)

*3D Secure (identity verification) may be required.

④ Payment Authorization

Enter one-time password

App authentication, etc.

Once authentication is complete, the payment will be processed.

⑤ Immediate Payment

Usually takes a few seconds to be reflected immediately.

Payment will be reflected in your trading account balance.

Email notification will be sent.

⏱ Payment Reflection Time

Method: Credit card, immediate; debit card, immediate.

*Payment may be temporarily suspended if the card company detects fraud.

Curfex (International Money Transfer Agency) Deposit Procedure

Curfex is a deposit method using Axiory’s international money transfer agency service.
It is similar to a domestic bank transfer, but the remittance process is via an international route.

✅ Preparation

Ready to log in to MyAxiory

Complete KYC (Identity Verification)

Prepare a bank account in your name

① Log in to the member page

Log in to MyAxiory
→ “Deposit”
→ Select “Curfex”

② Enter the deposit amount

Enter the desired amount (minimum deposit: approximately ¥1,000)

A fee may apply for deposits under ¥20,000

③ Confirm the transfer details

Displayed on the screen:

Designated bank name

Branch name

Account number

Recipient name

Identification code (important)

⚠ Be sure to enter the identification code in the transfer name field. Example: “Yamada Taro 123456”

Incorrect entry may cause delays in the transfer.

④ Transfer from your own bank

Transfer via online banking or ATM

Transfer fees are at your own expense

Processed during weekday business hours

⑤ Confirm receipt

Usually reflected within 1-2 business days

You will receive an email notification once the transfer is reflected

⏱ Estimated reflection time

Transfer timing: Weekday mornings, same day to next business day, weekday afternoons, next business day, weekends, and holidays, next business day

STICPAY Deposit Procedure

*Availability for Japanese residents may change, so please check in advance to see if it is available on MyAxiory.

✅ Preparation

Axiory KYC completed

STICPAY account opened and identity verification completed

STICPAY balance funded (bank transfer, card, etc.)

① Log in to MyAxiory

“Deposit”
→ Select “STICPAY”

② Enter deposit amount

Enter desired amount

Minimum deposit amount is several thousand yen (varies depending on account conditions)

Small deposits may incur fees

③ Automatically redirected to STICPAY

Go to the STICPAY login screen
→ Enter email address and password

④ Approve payment

Confirm payment details

Enter trading password/two-factor authentication code

Payment confirmed

⑤ Immediately reflected

Usually reflected in trading account immediately or within a few minutes

Email notification

⏱ Reflection time

Status reflected: Usually immediate; several hours if security check occurs

💰 About Fees

Axiory

Free (may vary depending on campaigns, etc.)

STICPAY

A fee is charged when topping up your wallet

Exchange fees are charged when converting currencies

A fee is also charged when withdrawing funds

*STICPAY’s fee structure is

Deposit Rules and Important Points

Due to anti-money laundering (AML) regulations, overseas FX has several important rules for deposits. Unknowing violations of these rules may result in withdrawal denials or account restrictions.

Only funds can be deposited in the account holder’s name (most important)

Deposits must be made in the same name as the account holder.

Cards in other people’s names and bank accounts in family members’ names are not accepted.

⚠ Violations may result in:

  • Funds being frozen
  • Withdrawals being denied
  • Account suspension

Withdrawals must be made via the same route as deposits.

The following rules apply to Axiory:

Deposit Methods
Withdrawal Rules
Credit Card
Up to the deposited amount will be refunded to the card.
STICPAY
Up to the deposited amount will be transferred to STICPAY via bank transfer.
Withdrawals to bank
Profits will be withdrawn via bank transfer.

These are international rules in place to combat AML.

Small Deposit Fees

Deposits under ¥20,000 may incur a fee (approximately ¥1,000).

Deposits of ¥20,000 or more are the best value for money.

Differences in Deposit Times

Method: Deposit Speed: Card: Instant; STICPAY: Instant; Domestic Bank: 30 minutes – Curfex: 1-2 business days

If you’re in a hurry, go with a card-based method; if you prioritize stability, go with a bank-based method.

⚠ Common Points to Note

① Mistyping the Transfer Name

When using a bank or Curfex,
a name with a designated identification code is required.

Mistakes can result in delayed transfers or manual verification.

② Credit Card Rejection

Example Causes:

International Transaction Block

Fraud Detection System

Exceeding Credit Limit

Checking with your card company in advance will ensure a smoother process.

③ Violation of Bonus Terms

Abusing Hedging

Withdrawing Bonuses Only

Violation of Terms will result in profit deduction.

  1. Large withdrawals immediately after deposits

Deposits → Immediate withdrawals without a transaction

Large funds transferred in a short period of time

These are subject to fraud detection.

Introducing frequently asked questions

Frequently Asked Questions

We’ve compiled a list of the most frequently asked questions about deposits.

Q1. How long does it take for a deposit to be reflected?

A. It depends on the method.

Deposit Method: Estimated Reflection Time: Credit/Debit Card (Instant), STICPAY (Instant), Domestic Bank Transfer (30 minutes to several hours), Curfex (1-2 business days)

*Deposits outside bank hours or on weekends and holidays may take longer than the next business day.

Q2. Are there any deposit fees?

A. Axiory deposits are generally free.

However:

Deposits under ¥20,000 may incur a fee (approximately ¥1,000).

Bank transfer fees are at your own expense.

International transaction fees may be charged by your card company.

Q3. Can I use a card or bank account in someone else’s name?

A. No (Important).

Only cards in your own name can be used.

Violation may result in withdrawal denials or account restrictions.

Q4. My credit card deposit was rejected. Why?

Main Causes:

International Transaction Block Setting

Exceeding Credit Limit

Fraud Detection System

Insufficient Debit Balance

Checking with your card company will usually resolve the issue.

Q5. Where will withdrawals be returned?

A. The same route as deposits will be prioritized.

Card Deposit → Refund to Card (Up to Deposit Amount)

STICPAY → To STICPAY

Profits → Bank Wire

This is due to AML (Anti-Money Laundering) rules.

Q6. What is the Minimum Deposit Amount?

Guidelines:

Card: Approximately ¥5,000

Bank Wire: Approximately ¥1,000

Curfex: Approximately ¥1,000

*May vary depending on account type.

Q7. Can I deposit on weekends?

Card and STICPAY are possible (immediate posting).

Bank Wire may not be posted until the next business day.

Q8. Can I withdraw funds immediately after depositing?

Yes, but

Instant withdrawals without transactions

Frequent deposits and withdrawals

may be subject to security checks.

Q9. What is the safest deposit method?

Generally,
Domestic bank transfers are the most stable.

Cards are convenient, but there is a risk of them being rejected.

Q10. Can my account be frozen?

The following actions pose a risk:

Using someone else’s name

Abusing bonuses

Unusual fund transfers

Normal use does not pose a significant risk.

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